Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,083

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.7
  • 4.9
  • Count
  • 67
  • 264
  • 9,083
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Katie Olson

Healthy Paws Pet Insurance cannot be beat!

My Wirehaired Pointing Griffon, JollyMon, had not seen a vet since he completed his puppy shots in July of 2011. Then on April 10th he had to go in for an ear infection. We had a check from Healthy Paws on the 11th! Then on Saturday the 14th, he quit eating. We knew something was wrong, even though he still wanted to play. We took him to WestVet Emergence Hospital on Sunday morning, as he was suffering from diarrhea and vomiting, and still would not eat. He had to spend the night in the hospital, where he received the very best care possible. By Monday he was much better, and the next day he was back to his old self!! We felt lucky that we had Healthy Paws pet insurance, as they processed our claim right away. And, we received a follow-up email from them, inquiring about how JollyMon was doing!! It is emergence care like this that can wipe out a budget when a pet is not insured! We are happy to endorse Healthy Paws without hesitation!!

out of 5

POSTED: | BY: Patricia Malloy

Healthy Paws Insurance is great.

I am so glad I got pet insurance through healthy paws. They were pleasant and I recieved my check very quick.

out of 5

POSTED: | BY: Jennifer

I couldn't believe how fast my claim was paid

My new Great Dane puppy came down with Pnemonia and needed blood work, x-rays, antibiotics. I submitted my claim to Healthy Paws and was not only surprised at how fast my reimbursement check arrived ( one week) but I also received an email from Healthy Paws asking how my dog was and wishing him a speedy recovery! I thought that was amazing but 2 weeks later my dog was attacked by another dog at the park and I had to repeat the entire process from Vet visit to submitting another claim and to my surprise I received my reimbursement check within 1 week along with another follow up email checking on my dog. Healthy Paws is affordable, quick and amazing! I highly recommend them!

out of 5

POSTED: | BY: Eva Silvestro


Healthy Pets is the best! I've heard horror stories from many friends about their pet insurance from refusing to cover a pet, fighting for the reimbursements, complicated paperwork and rude customer service. I faxed my paperwork to Healthy Paws and had a reimbursement check in less than 1 week. Friendly and timely communications and a follow up with well wishes.

out of 5

POSTED: | BY: Molly Tang


I am very pleased with Healthy Paws. I did extensive research on the various pet insurance companies out there. I ended up with choosing Healthy Paws and I am so glad I did. Here are the things I like about this insurance: 1. Excellent customer service 2. Claims are easy to process 3. Fast reimbursements 4. Affordable plan 5. True to their word Here's my story... My dachshund recently had spine surgery for a herniated disc. I never filed a claim and Meredith walked me through it. She reassured me and was very understanding in what I was going through. The first claim took a little longer because they had to review all medical records of my dog. Meredith called all the hospitals that my dog visited since he was a puppy. Got all the records. I did not have to do a thing. Within a few days, I got an email letting me know that my reimbursement was coming in the mail! The second claim was for the surgery. Within 2 days, I got an email saying the check was coming soon...again! WOW! Service is excellent! I had nothing but superb customer service from the staff at Healthy Paws. They called and emailed me throughout my dog's surgery and recovery. They wanted to make sure I got my claims in and that my dog was recovering. Today, I got an email from the manager asking me how my dog was doing and wanted to wish him a quick recovery! Amazing service! I highly recommend Healthy Paws to all my friends and family. (Quick tip: send your pet's medical records to Health P

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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