Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,233

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 56
  • 278
  • 9,233
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Suzanne Looker

Healthy Paws Helped During a Sressful Time

It was nice to be in touch with a real person at Healthy Paws instead a large company with automatic replies.

out of 5

POSTED: | BY: B ob

These people are Great!

Our dog Metta is a nine month old Newf. She has had smoe bladder and urinary track issues and Healthy Paws has not flinched once a the treatments proposed or payment. I highly recommend this company and their product.

out of 5

POSTED: | BY: Brett

Great product-beware renewal rates

I just received my first renewal notice and was disappointed that my rate was increased more than 15 %. I understand why rates increase but feel Healthy Paws was deceptive in the assertions made on its website that premiums would only "slightly" increase on an annual basis. When questioned, a customer service representative stated That they hope to keep premiums under 10% but had to raise them higher due to an unusual claims this year. I don't see how even a 10% increase can ever be considered slight. I would recommend for claim handling, but with a caution about how expensive your policy will be one day.

out of 5

POSTED: | BY: Rikke Johansen

Amazing service and personal attention

I chose to insure my puppy at a whim, never thought I'd need it. A couple of months later he started limping. Congenital growth plate issues! Healthy Paws was the stressful part of his surgery and recovery.

out of 5

POSTED: | BY: Joanne Pendorf

First Claim Experience - Amazing!

I am so glad we decided on Healthy Paws this past September for our 2 year old Cocker Spaniel, Paisley. Almost 1 month after deciding on Healthy Paws, Paisley had an inflamed and irritated front paw. When we took him to the vet, they said they needed to put him under to be able to take out the object or source of irritation. Surgery! While I was glad we had Healthy Paws, this was our first claim and I was not sure what would be covered. Fortunately, both Paisley and our finances recovered nicely! Paisley is completely healed and out of the $447.70 vet bill, Healthy Paws reimbursed us $302.93 which was exactly what we signed on for, $100 deductible and 90% coverage. No hassles and no exclusions, everything was covered as you would expect! Thanks Healthy Paws for fast, friendly and efficient health care for Paisley. And the follow up from your Customer Care is friendly and top notch!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

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