Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,723

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 37
  • 248
  • 9,723

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Colleen Wilson

Best Investment Ever

Murphy, a yellow Lab, has had several stressful events in his short 2 1/2 year life. First he jumped, twisted and landed on his left hind leg. He tore his ACL and needed surgery. The next medical procedure was an allergy test which required a day in the hospital. The latest and scariest of all Murphy was hit by a car. After going to the emergency room for a probable punctured lung, it was determined he was to be watched carefully and sent home. At this time he is doing fine. During all of the doctor needed care, Healthy Paws was there for us. They are prompt, considerate and caring. I am so very happy I found them.

out of 5

POSTED: | BY: John

Reliable and Timely

My 6-month old American Bulldog swallowed a toy and it was lodged in his stomach / upper intestine. We had to take him to the ER, and luckily he avoided surgery, but the bill was still $1,100. Healthy Paws was very responsive in processing my claim, and covered everything except the Vet Exam fee. They mailed the check a couple of days later, which I've already received. Overall, they get great marks from me and the client service during the process was excellent.

out of 5

POSTED: | BY: Dana

the best. just sign up before something happens.

First ever insurance claim-Julie ended up with a piece of wood that caused some problems trying to pass. Multiple visits, x rays, meds, and an overnight at the emergency vet later my bills were over $2000. Everything except the exam fee, my deductible and 20% to be paid by me according to my plan was reimbursed as soon as I got all my records in. They even sent a follow up email to see how she was doing. The only thing is they won't cover any ear infections since she had one before I signed up, which I think is kind of lame

out of 5

POSTED: | BY: J.Askin

Great customer service !! Quick response

We have utilized our insurance very quickly after signing up. One situation was emergency surgery for our 6 month cheweenie. Very pleased with response. Healthy paws is quick to respond, easy to file claim and customer service people very friendly. After researching multiple companies could not be more pleased with this company.

out of 5

POSTED: | BY: Zach


Every time we have a claim, our vet faxes in the form, and a check shows up before I even remember that I'm expecting a check. Our pup had surgery, and the process was seamless, and they even emailed just to see how he was doing, they're amazing.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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