Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,651

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.6
  • 4.9
  • Count
  • 38
  • 266
  • 9,651

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Wayne Fry

Healthy Paws Insurance the best by far!

Our handsome Cockapoo Smokey suffered a CCL tear about a month ago and underwent surgery to correct the condition just two weeks ago. He is progressing very well and is happy to know his owner is extremely well pleased with the results of the surgery and the manner in which Healthy Paws has handled his claim. The staff at Healthy Paws has far exceeded my expectations with regards to processing my claim, and they have taken a personal interest in Smokey's recovery. The claim was processed in a timely and orderly fashion and I am now awaiting arrival of the reimbursement check. I am wildly enthusiastic about recommending Healthy Paws Insurance to anyone who values personal interest and professional excellence when it comes to dealing with their pets. Having done business with a previous pet insurance company, I can assure you Healthy Paws Pet Insurance is the best in every respect hands down. Thank you Healthy Paws for outstanding service and dedication. Our experience with you has been a pleasurable one to say the least.

out of 5

POSTED: | BY: Matthew

There for us in a very difficult time

When our dog almost died a month ago, the last thing we wanted to worry about was the vet bills piling up. It took all our time and energy just taking care of an old and sick animal. Healthy Paws has a very straight forward claims submission process. Since they are popular, many of the Vets are already familiar with them and offered to submit our claim for us. I expected the reimbursement to take months, but they mailed a check out within the week!

out of 5

POSTED: | BY: Debbie Tozzi

Care for your pet

My cat, Bella, was not well and what started as an ultra-sound ended up in surgery for a tumor (cancer) and further treatment for intestinal issues. I would not have been able to afford the treatment if it was not for Healthy Paws. Yes, I paid for the things they do not cover, but they paid for a big chunk of all the treatments. Glad to say that Bella is recovering nicely! :)

out of 5

POSTED: | BY: Darlene

Excellent Caring Service

My little Havanese recently went to our vet to receive medical treatment for an illness and was provided excellent service. The excellence continued with our pet insurer, Healthy Paws. Not only did they turn our claim around in one week's time, they followed up with us to see how our puppy was doing! My husband and I are thrilled with our experience with Healthy Paws and would highly recommend them to anyone looking for pet insurance.

out of 5

POSTED: | BY: Steve

Happy Customer

Having been a long unsatisfied client of VPI, I knew I wanted a change when I rescued my next dog. The Cage Free Canine rescue suggested Healthy Paws, so i took a shot. On of my girls injured her ACL and i was expecting the same lack of service I had encountered with VPI but much to my surprise, Healthy Paws coverage and timely reimbursement was amazing. I pay a higher premium for a lower deductable and greater amount of coverage and couldn't be happier. I can't recommend them enough and look forward to being a long time client.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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