Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,233

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 56
  • 278
  • 9,233
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Greg Miller

Great experience with Healthy Paws Claims!

I called ahead to tell them of the problem and they told me the claim would be covered. My dog, 8 month old Yorkie had injured her knew jumping(luxating Patella). It required surgery from which she is recovering now. Surgery went very well, and within one week I had a check in hand. I highly recommend Healthy Paws. They really took care of the situation!

out of 5

POSTED: | BY: Marie

Best insurance ever, so friendly!

My 4 month old puppy broker her femur and, thanks to Healthy Paws, we were able to afford the super costly surgery (over 3000$ with all related costs). Without the surgery, she would have never recovered and would not have grown into the super happy and healthy pup she now is! Healthy Paws reimbursed within a few days, from the first x-rays to the follow up exams! We are so thankful for all they did, and the way they did it - always emailing us to inquire about our puppy healing. I wish my human health insurance was as friendly and personalized! I am so happy i subscribed for the insurance right as we adopted our puppy, otherwise i don't know how we could have afford the all thing that happened a month after we got her. Don't procrastinate if you are about to get a coverage for your pet is my new motto!

out of 5

POSTED: | BY: Laurel Barnett

We love healthy paws

I had gotten pet insurance for my two kittens when we got them two yrs ago. About a yr in found out my tortie comet had stomatitis and needed most of her teeth pulled! It was a hard decision to make but also very pricey. The bill was 1100$ and I got back about 915$ I was elated because that $ was our er fund just incase. Getting pet insurance is the best thing ive done and have recommended many friends to get it as well. Healthy paws cares about animals and they are wonderful!

out of 5

POSTED: | BY: Jennifer

professional, responsive and caring -- the best

Our dog ate a balloon in September. We submitted our claim and within 2 days, it was processed. In October, we realized our dog was sick and a pair of tights was missing. Sure enough, he had eaten them and needed emergency surgery. I had my personalized claim form (which I can download in a second when I need it)ready for the doctors. Our puppy did great in surgery and our claim was handled quickly -- within a week, we received our check! Healthy Paws was extremely responsive and checked in to see how our dog was doing. What a great company!

out of 5

POSTED: | BY: Cecelia Ewing

Healthy Paws is the real deal!

We decided in August 2012 (after a great deal of research) to go with Healthy Paws pet insurance for our two young mixed breed rescue dogs. Zoe (11 lbs.) is a yorkshire terrier mix and Mara (18 lbs.) is a mix of Chinese Crested and Boglen terrier. They are both very healthy dogs, but we wanted protection and peace of mind against unforseen injury or illness. Unfortunately, Zoe became ill October 17th, with vomiting and diarrhea. We took her to the vet that morning and a blood test revealed she had HGE (hemorrhagic gastroenteritis) and was dehydrated. She had to stay in the hospital for three days, with an IV and supportive treatment. Antibiotics, anti-nausea drugs, the works. She made a full recovery, but the cost of those three days came to $924.40, not something we can afford at one time. We paid the bill and I submitted the claim form, invoices and Zoe's records from the vet via e-mail to Healthy Paws. I e-mailed that info to them at 4:24 PM on 10/30/12 and I received a response that the claim was being processed at 9:56 AM the next morning. Wow! The Explanation of Benefits (EOB) attached to that e-mail was so clear and concise I could see exactly what was covered minus our deductible and what the amount of the check would be that we would receive in the mail. They covered everything exactly as they were supposed to, I wish MY healthcare company had it together enough to provide such a clear EOB. Even the wording of their e-mails were warm and personal, you get the feeling

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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