Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,502

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,502

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dave

One bad Knee all better

My two + year old Newfee Required Surgery after she blew her knee. And the day after the procedure I filed my first Claim including Claims for all the pre op x-rays and vet visits. I didn't know what to expect... I thought there might be a number of excuses or reasons certain things wouldn't be covered. I couldn't be more wrong. Everything was paid according to my policy with no hassle. I was reimbursed within 10 days. I hope my dog doesn't need more surgeries, but I no longer stress about it. Thanks Healthy Paws
5

out of 5

POSTED: | BY: Tracy R.

Great coverage, fantastic customer service

I went seeking for pet insurance after we got our precious Dalmatian puppy. We previously had a dalmatian that I did not have insurance on because I work at a animal hospital and with my employee discount never thought it was needed. That was until he had an injury that our Dictors could not repair. $18,000 later need I say more? Our hospital had always endorsed VPI pet insurance but when I decided to look for a policy I came across Healthy Paws. I liked the coverage and the deductible options they offered. Very little restrictions and what they do restrict I feel should not be an insurance company responsibility but the pet owner. The ease of claim submitting, the fast paying on claims and the customer service, I am completely satisfied with Healthy Paws!
5

out of 5

POSTED: | BY: julie

Best Pet Insurance A++++++++++++

My dog Bo has had Healthy Paws for around 2 years now and had to have both of his knees operated on. Healthy Paws processed his claim quickly and I was reimbursed with in a week of his surgery. He would not of been able to have his surgery if it wasn't for Healthy Paws. Their customer service is outstanding and everyone I spoke to was friendly and helpful.
5

out of 5

POSTED: | BY: James Byun

They do what they say, who could ask for more?

Healthy Paws has so far come through with everything that they have promised with no hassle. My poor dog is suffering from joint problems despite being a young dong that may be immune mediated, and has needed many tests. Needless to say, these tests are not cheap. Healthy Paws has so far paid exactly what they promised when I signed up. A $100 yearly deductible and 90% of bills. They don't cover visit fees, but they stated that when I signed up. I am not rich by any means, nor want to order up every test in a blind panic, but I do want my dog to get better and using Healthy Paws has been extraordinarily good at easing my mind when it comes to my little dog. When my vet was delaying getting records sent to them, their customer service called me personally and offered to call the vet to get them, and did! I am very pleased with their consideration. Their forms are clear and simple, and it is easy to contact them. So far I would highly and wholeheartedly recommend them to any prospective dog owner. I hope they continue their high level of service in the years to come.
5

out of 5

POSTED: | BY: Mercedes

Best decision I've made regarding my pets!

Best health insurance choice for your pets!!! Okay, let me start off by saying that I have been a pet owner since I could remember. Currently, I have 2 golden retrievers and 1 Brittany spaniel. For years, I had them all enrolled in VPI, and after many disappointing experiences with them, I decided to make a change. After careful research, I opted to enroll my boys with Healthy Paws. BEST and SMARTEST decision I've made! The premiums are more than reasonable and the claim process is hassle free. Once you submit a claim, you will get your reimbursement within 3-5 days. Not only are they prompt with the claim processing, but their customer service is keen! They really do care about the welfare of your pet and you as an owner! They'll do follow up emails just to check on your pet's recovery and to check on you as a concerned pet parent. I am extremely happy with their service and will continue with them from now on. Thanks again!!!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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