Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,700

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 249
  • 9,700

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tina Ludwig

Healthy Pets; piece of mind for a small price.

I had my Chihuahua/Pomeranian, Pancake for a couple years. I started looking for insurance on him after seeing a friend almost not be able to afford to have her pet taken care of after an accident. After doing my research, I chose Healthy Pets. They have been wonderful. A few weeks ago, Pancake developed bladder stones which required surgery. He had great doctors who filled out the insurance forms and faxed them for me. It was filed the day before Thanksgiving and I received the reimbursement check the following Monday. I was amazed at the service being reimbursed in less than a week after my furbaby's surgery when it was a holiday week. After that, I received an email from Healthy Paws to check on how Pancake was doing after surgery! Now that is service!!! I am glad I chose Healthy Paws.
5

out of 5

POSTED: | BY: Aaron Harber

Healthy Paws Really Is Different...

I had insured my two dogs and kitty cat with other providers but I usually found that, after paying premiums for years, when it came time to use the insurance policy, the reimbursement process often was laborious and, in many cases, the company would not cover a cost which seemed to have been included. Plus these companies would try to get out of paying for care once the policy renewed by then classifying it as a "pre-condition." My experience with Healthy Paws has been completely different. The company has kept its word on its advertised promises and has handled all of my claims very expeditiously. I have been impressed by the company's ethic and how it has helped taken care of my furry family members. The only minor problem I had was with some files sent by our veterinarians to Healthy Paws but this was eventually resolved to everyone's satisfaction. Overall I have been very impressed with Healthy Paws and would recommend the company over any other pet insurance plan with which I am familiar.
5

out of 5

POSTED: | BY: Regina Williams

EXCELLENT INSURANCE

Have had this insurance for close to 2 years and can't say enough good things about it. Have used it a few times and the customer care and service has alwsys been outstanding. Recently had to take my beautiful black labrador to emergency because she had stopped eating and drinking anything and all she wanted to do was lay under the bed. Come to find out she had a foreign matter stuck in her esopagus and required emergency surgery. Thank God for Healthy Paws. I had reimbursement check in my hands in less than a week. Now my little girl is happy again and eating everything in sight and playing with her toys once again. I am so glad I got this insurance.
5

out of 5

POSTED: | BY: Misty Denney

Awesome customer service

Healthy Paws is awesome. Both of my girls have had illnesses that we would not have been able to afford without Healthy Paws. Daisy our 2 1/2 yr old Cavalier King Charles spaniel was recently diagnosed with cancer. She has undergone surgery and is now facing several weeks of radiation (estimated cost $6000) Healthy Paws received and processed my claim within 24 hrs. What a blessing to know that Healthy Paws has my girls covered. I have recommended Healthy Paws to all of my friends and family members and shared countless stories on Facebook of how grateful we are for Healthy Paws.
5

out of 5

POSTED: | BY: Nicholas Patullo

Good but initial documentation could be better

Overall, I am very pleased with Healthy Paws. They genuinely seem to care about the health of my pet, reimburse me quickly, and make filing claims relatively fast and easy. My only complaint was my first experience with filing a claim. I submitted my dog's medical history repeatedly and would still get auto-generated emails asking for more documentation. The problem was I never knew what they were specifically asking for. After several calls and email exchanges I was eventually able to sort it out. Since the initial paperwork filing, my experience with Healthy Paws has been extremely pleasant. Also, I am happy to say that the cost of the insurance is reasonable and it has already paid for itself in terms of helping lessen vet costs. Therefore, I would definitely recommend Healthy Paws to another pet owner.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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