Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,437

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.5
  • 4.6
  • 4.9
  • Count
  • 44
  • 323
  • 9,437
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Hope Peplinski

No Other Can Ever Compete

I really cannot say enough good things about this company. I have had previous pet insurance and Healthy Paws is hands down the best out there. I love my pets so much and Healthy Paws is with me all the way when they are in need of medical care. Let's be honest, when our furry ones get ill and need medical care, the emotional toll it takes on us is almost unbearable and then the financials come into play and that could make you have a meltdown. Not with Healthy Paws. They cover what they say they will cover. I have only been with this company for a year and one of my dogs (I have four) has been having issue after issue, heart issues, lung tumors, chronic allergies, eating foreign objects and Healthy Paws came through every time. You are talking thousands! Do not think twice! Do not go with anyone else! There is fine print in their policies. Thus, I have learned. Don't make my mistake! HEALTHY PAWS ALL THE WAY BABY! My furry family things so too! :)

out of 5

POSTED: | BY: Heather

do what they promise, fast

I was able to submit my claim by email, and Healthy Paws processed it in four hours. Four hours! They covered everything their terms said they would, with zero hassles. A few days later, I got a personal email following up to ask how my dog was doing. I can't ask for anything more. They get my highest praise.

out of 5

POSTED: | BY: Tim Stacy

Caring beyond imagination

The most amazing people I have ever had the pleasure in working with and crying with. Without question, denial or runaround bureaucracy they gave us 8 months with our family and friend Miley. Our 6 year old Newfoundland was diagnosed 1.5 years ago with osteosarcoma and lost her battle with cancer 2 weeks ago. Healthy Paws paid for the amputation and chemotherapy, procedures, biopsies to name a few. They did it with a caring smile and tear. We should all hope to achieve the sincere commitment to the health of our pets. Truly amazing people.

out of 5

POSTED: | BY: Angela Hays

Warm and Friendly Service

Healthy Paws has been so great to work with! I recommend them every chance I get to my family and friends. Not only have they processed all my claims in a fast and friendly manner, they always take the time to check in on Molly and make sure she is doing better. I'm so happy I found Healthy Paws!

out of 5

POSTED: | BY: Alexa

So thankful for Healthy Paws!

I have used Healthy Paws insurance for two of my dogs, and their service has gone above and beyond for both! I have saved a great deal of money from unexpected medical problems with both dogs. The process of obtaining the insurance is incredibly easy, and the coverage policies based on the percentage of the vet bill are easy to understand and just make sense, unlike the confusing and complicated policies other insurance carriers use. I appreciate how quickly Healthy Paws processes claims and then sends re-reimbursement right back to you. Using Healthy Paws has been the best decision I've made as a pet owner. The peace of mind, friendly and professional quality of service, and the financial safety net Healthy Paws provides have been priceless!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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