Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,531

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,531

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristen Mosconi

So thankful!

Healthy paws was recommended by my vet and I am so thankful I took they're advice. My dog got sick with severe gastritis and had to be hospitalized for 4 days at a cost you can only imagine. I had to file 5 claims due to the different hospitals she was in as well as all the specialists she had to see. I filed my claim on a Sunday and had all 5 checks by the next Saturday. Thank you healthy Paws for making this horrible experience a little better!
5

out of 5

POSTED: | BY: Michael

Outstanding

I recommend Healthy Paws. Their service is prompt and very professional and their policy is straight forward.
5

out of 5

POSTED: | BY: Donna

Definitely recommend!

Late last summer, our 8 year old Maltese was beginning to slow down. With her vet, we decided to go conservative on the treatment, we did therapy (underwater treadmill, laser heat treatment, acupuncture). She responded well to the therapies. However, over the winter, she seemed to have more difficulties. Healthy Paws covers the cost of laser and acupuncture treatments. Since she was getting them on a regular basis, her pain was under control.Finally, last week, she underwent Tibial Plateau Leveling Osteotomy. Healthy Paws paid 80%. My portion was a manageable amount. Yes, there is a recurring deductible (annually) but the fact that alternative therapies are covered; the speed at which claims are processed, and the great customer service makes it a 10!
5

out of 5

POSTED: | BY: Sandra Still

Very pleasant to work with

I have enjoyed working with Healthy Paws Insurance. They let me know when a claim is being processed and when it is complete / check on the way. I found their policies clear regarding pre-existing / regular care vs. items covered. The service has been prompt. Further, they take a personal interest in the client - my pet and myself. I switched to them from another insurer and am glad I did.
5

out of 5

POSTED: | BY: Linda

Great claims response time!

I adopted a stray cat at the end of December who was around a year old. I purchased a policy from Healthy Paws in January and thank God I did. Towards the end of February she stopped eating and became jaundiced. It turned out that she had a blocked bile duct that required surgery. Needless to say the vet bills were enormous, but Healthy Paws paid out on my claims within a week, and emailed to see how my little girl was doing afterwards!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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