Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,724

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 40
  • 251
  • 9,724

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tom Peace

Happy is happy with Happy Paws!

My Black Lab, Happy has arthritis, which was pre-existing when I bought his Happy Paws policy. However, he discovered a T-Bone steak bone from goodness knows where, and being the carnivore that he is, must have made quick work of it because when I found him he only had a nubbin left. Some of the sharp pieces must have cut his gut, because when I took him to the Vet he had some hemorrhagic diarrhea. It was touch and go for a while, but Dr. Hunt of University Animal Hospital in Greensboro,NC pulled him through. The insurance paid 70% with no hassles. Just my luck, we hadn't put a dent in the deductible, but the remittance was still substantial. Fast turnaround, no lawsuits threatened, just a genuine interest in Happy's health! It just doesn't get any better than this!
5

out of 5

POSTED: | BY: Debbie Kirk

Amazing!

Healthy Paws is the best pet insurance I have ever had or heard about. My veterinarian was so impressed with the help and care they gave me that she called them to get brochures for her clients. They were not only speedy with our monies. They were compassionate, caring, even checked in to see how he was. I could not recommend a pet insurance carrier any more.
5

out of 5

POSTED: | BY: MM

Get your pet insured!

Bodhi is a little 11 pound chihuahua mix that has had skin/allergy problems and then last summer he ate a pill at a friend's house and then just recently this fall had a seizure-type episode. He is the only dog I've ever had that needed so much care! He is also the only dog I ever thought to have pet insurance for because I never had such a small dog and that worried me. I did a lot of research to find the best pet insurance and I am so grateful for HealthyPaws! It's enough to be worrying about your pet never mind having to worry about being able to afford emergency pet services! I at least have the peace of mind with Healthy Paws, and I am surprised how pleasant they are since dealing with my own personal health insurance is not a pleasant ordeal. I always recommend Healthy Paws to my friends and I can share Bodhi's stories that have good endings. Bodhi is in good hands.
5

out of 5

POSTED: | BY: Tommy Thompson

Healthy Paws is in a league of their own!

After extensive internet research, the decision to choose Healthy Paws was a little scary. On paper they were the obvious choice. Their program, their service reputation and their claim to try to have the payment to the pet parent in three days seemed almost too good to be true. I'm here to testify that they not only met but exceeded these expectations! My cat Jimmy has been hospitalized twice with significant medical bills that have been covered by Healthy Paws. In both instances I received a confirmation of my claim submitted and quickly a follow up email detailing the payment to be made for that claim. You don't get this attention from other companies. Healthy Paws is setting a new standard for all insurance companies to follow. On a 1-10, they are off the chart. Get Healthy Paws today.
5

out of 5

POSTED: | BY: Luis Cabrera

Excellent, friendly and fast!!

Their claims department is really friendly and fast, they process claims within 48 hours and never had a problem with them. Our vet helped us to submit the first claim as it needed a complete history and review, after that, I just send an email and that's it.Our dog has always been very healthy, but being super active and full of energy we decided to get the insurance, best decision ever.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

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