Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,191

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: K

The Best Pet Coverage!

We have 4 rescues that are all covered by Healthy Paws. We did have 2 of them covered by someone else but was very displeased with them. Our one baby was in pain from bladder stones. Eight hundred dollars later they were able to flush them out without surgery. Healthy Paws reimbursed at 90%. He also had an ER trip one night when he tussled with another dog and was nicked above the eye. I rushed him to the ER without thought to cost because I knew that he was covered by Healthy Paws. They are 100% the best pet coverage. No one wants to make a choice for what's best for your baby due to cost. Healthy Paws makes it so you don't have to. Thank you so much, Healthy Paws!
5

out of 5

POSTED: | BY: Roger

A+ Insurance

Our golden retriever Maggie was diagnosed with luxtating patella. She was operated on a Monday. On Wednesday we submitted the claim. In less than a week we heard from Healthy Paws that our claim was accepted and was being paid. We received the check in a matter of days. Several years ago, we had another of our dogs suffer the same injury but had a different insurance company. They refused to cover the surgery as "luxating patellas are not covered in large breed dogs". We are very happy with Healthy Paws and would recommend the insurance to other pet owners.
5

out of 5

POSTED: | BY: Allan

Claims for my Lab's Knee surgery

My yellow 4 year old lab had to have knee surgery. Knee surgery is a rather expensive surgery for dogs. I had a 80/20 policy with Healthy Paws. The coverage paid the full 80 percent of the total bill. The claims were processed within a few days and I had a reimbursement check within a week. Great job Healthy Paws!
5

out of 5

POSTED: | BY: Mariana

No worries pet insurance

Botti is not only my dog, he's family. When I first adopted Botti I researched different pet insurance. Healthy Paws seemed like the best choice. I was right. The staff is friendly and always there to answer any questions. Their response to my claim reports was quick. After Botti's surgeys I received an email to check on his progress. I have recommended Healthy Paws to all my friends.
5

out of 5

POSTED: | BY: Ann

Great Company

My dog needed eye surgery 6000.00 lucky I had Healthy Paws insurance. It was so easy to submit a claim with the iPhone app. I got my check in 3 days. I was always worried about getting dog insurance thinking they would deny every claim. Healthy Paws is a 1st class company and I would not use anyone else. I am not the type of person to leave reviews but they really care about your pet. Just make sure its not a pre existing illness and you will be very happy with this great company.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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