Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
I'm so grateful to be a member of Healthy Paws, and highly recommend them.
I had VPI for 8 years with my previous dog, when he was diagnosed with cancer I learned how most insurance companies work - they itemized the bills and never covered everything...with a limit on everything. The allowed amount in total, would have covered maybe 3 treatments.... In the first 6 weeks he needed one a week...then one every other week...then every 3 weeks and so on.
Very disappointing after paying in for 8 year. Soooo this time I did my research. It was actually the cancer clinic that mentioned a patient that had Healthy Paws, and they were the only patient that they knew of that had an insurance company with no limits.
I looked at their plan, compared it to all the rest, and they came out on top, so I signed up right away when I got my new puppy.
I'm so glad I did, because my puppy is only 9 months now, and unfortunately has elbow dysplasia.
After my $250 deductible - Healthly paws paid for 90% of the $600.00! worth of x rays.
I didn't want to rush into surgery, and the Vet agreed with me to try alternative methods of healing and restricted exercise for awhile first to see if the limping would stop.
I was so pleasantly surprised learn that Healthy Paws helped with lazor treatments as well, being in the holistic field myself this was great news! VPI did not cover any alternative modalities.
Unforunatly the second round of x-rays showed that the joint got worse, and we nee
5
out of 5
POSTED:
| BY: Joe
Healthy Paws is the Best!
Healthy Paws is simply a wonderful insurance company. Our 3-year-old English Mastiff, Jeff, has had medical problem after medical problem -- skin, ear, and eye infections, tick-borne illness, kennel cough, giardia, you name it, he's had it. In the three years we've had him, there have only been a handful of months that we haven't ended up in the vet's office. The only saving grace through all this has been Healthy Paws. They've been there for us every time. Prompt. Friendly. Caring. Simply lovely. It's like working with a friend instead of a company. At one point, they even asked for a photo of Jeff so they could get to know him better. And, they are so efficient. Last Friday, the day after Thanksgiving, Jeff had to go back to see some specialists. Healthy Paws sent us a notice of reimbursement, which covered virtually everything, that night, hours after his visit. This company is truly amazing. I couldn't imagine going with another insurance company after working with Healthy Paws.
5
out of 5
POSTED:
| BY: CLK
Great insurance!
My boy had a dumb accident (he decided to eat out of another dog's food bowl and the other dog wasn't keen on that thought) and got nailed on the top of the head. Long story short in one month he ended up going to 4 different vets, one ER visit, one 5 day ICU stay, one visit to have staples removed, another emergency visit for stitches, etc.
I was really afraid Healthy Paws would turn down the claim as it was complicated and kind of crazy. They didn't even blink an eye. They did call for confirmation of a question, but were very nice, kind, yet professional. They had the claim(s) paid within about 2 weeks. They paid over $1600 on a $2300 claim (less $500 deductible, office visit fees and a small preexisting condition which was a thyroid pill), I have a $500 deductible with 90% reimbursement.
5
out of 5
POSTED:
| BY: Kristen B.
The best pet insurance around!
I have used other pet insurance in the past, but by far, Healthy Paws is the best! They have excellent coverage for pets, great customer service, and a very quick turn around for claims reimbursement. I am 100% satisfied with Healthy Paws, and I will continue to use them for my pet and any other pet we may have in the future!
5
out of 5
POSTED:
| BY: Shannon
Excellent! Human health insurance should take note
My little pup had a rapid onset virus that caused vomiting and quickly resulted in dehydration. I sought emergency care for her at my vet. The treatment and expense were non-trivial. Healthy Paws worked extremely professionally and quickly with my vet to process my claim. I had no idea it would be this easy!
$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $100, $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
