Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,724

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 40
  • 251
  • 9,724

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ulla B

Healthy Paws Pet Insurance is highly recommendable

We have had Healthy Paws Pet Insurance for about 6 months now for our little one year old frenchie and we could not be happier. Our frenchie recently had to undergo a major emergency surgery and we were so grateful to have Healthy Paws pet insurance for him, what a blessing. We were able to have the critical care clinic perform all procedures needed to save our frenchie and get him back to normal because we are with Healthy Paws. We even heard the critical care clinic recommend Healthy Paws to another customer there asking about pet insurance! Healthy Paws emailed us on the weekend a note sending hugs to our frenchie, I was so positively surprised, I would have never expected anything like this from a pet insurance. They have a very personal style of communicating and are very compassionate. On the claim submission process, Healthy Paws has been very easy to deal with while being extremely fast, one day after submitting any invoices we receive a response, and the check is in the mail 2-3 days later. Only for the first claim they require the full medical records of your pet which your vet will handle for you. Afterwards only invoices need to be submitted. Submitting your invoices your vet will also handle for you if you leave a blank claim form at your vets office; so really, there is no work for you after you printed and signed the claim form and gave to your vet. We only remind the vet of submitting the form and that has been all it took. When you go to a new hospital
5

out of 5

POSTED: | BY: Kristine Curry

BEST Pet Insurance by far!!

I am so very thankful that I have chosen Healthy Paws for pet insurance! The coverage is OUTSTANDING. My 5 1/2 year old dachshund has had 2 major surgeries in less than 3 months. One surgery on his neck and the other on his back. Each surgery was over $5000 and Healthy Paws has reimbursed me 90% for both!!! I honestly don't know what my options would've been without their support and amazing coverage. I have told everyone close to me who has a pet about Healthy Paws. Thank you, Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Matthew M

Steadfast Insurance Partner for our Pets

After I went through the initial cost/benefit analysis and decided that it was worthwhile to get a policy for my pure bread Bengal Cats. I have been very happy with Healthy Paws. In the past two years, my premiums have remained the same and I have never been denied coverage for the claims that I have submitted and the customer service is the gold standard that many other companies should strive to achieve. I come home from the vet, scan my vet bill, email the claims department w/attachments, and with the same day I get an acknowledgement and depending on time of day, I get a settlement form with the amount that will be covered that same day, within a week (7 days) I get a check in the postal mail. I am very pleased. In 2013 - my premium 395, 721 in claims, 312 in reimbursement. I cant say enough, even if I 'self insured', to put my premium in a savings account, I would have been out of pocket this year and I would not have had the peace of mind, knowing that while my cat was undergoing a medical issue, I did not have to weigh out whether I could afford to continue with the diagnosis and treatment of an accident/illness. I no longer have to worry about 'what if' and can concentrate on getting my pet well, simply because I have insurance coverage for my pets. I was with another carrier for three years and every year my premiums would increase. The first year, it was less than 10% so I thought that is reasonable, but the third year it increased by 50%. I had not
5

out of 5

POSTED: | BY: Richard Herriott

Healthy Paws pet insurance is no doubt the best!

We have 2 Corgis and have been insured with Healthy Paws for over two years. During this time our Corgis have had the following surgeries: ACL repair, two back surgeries (one for each dog) and eye surgery. Had it not been for Healthy Paws, this would have cost me thousands of dollars. Instead I paid only my yearly deductible ($50) and 10%. Healthy Paws customer service is THE BEST I've ever experienced. They are very quick to process claims (the eye surgery claim was processed in less than 24 hours). The other claims were processed within 48 hours and I received the checks within 2 days. The staff is courteous, professional and they truly care about your pets. Make sure you get your beloved four-legged friends' health insured by Healthy Paws. You will be glad you did!
5

out of 5

POSTED: | BY: Tod

I love this company!

Great plan, incredible customer service. I had another company's policy with my previous dog, and it's night and day. Healthy Paws looks for ways to accommodate you, as opposed to looking for ways to deny coverage. And I literally have a check in my hand within a week of the veterinarian visit. I recommend this company to all my pet-owning friends without hesitation. Now, if they'd only offer HUMAN insurance... ;-)

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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