Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,437

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.5
  • 4.6
  • 4.9
  • Count
  • 44
  • 323
  • 9,437
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Vicki Chaney

Very professional company.

My puppy, Hayley, began limping on her right front leg about 20 days after I had signed up with Healthy Paws. I thought, at first, that she had just over exercised while playing with another puppy so I gave it a week. After one week she was still limping so off to the vet we went. She was diagnosed with elbow dysplasia and needed surgery to correct the problem before permanent damage to the joint was done. The surgery was not cheap, but Healthy Paws stepped up to the plate and paid the claim even though I had been with them for only 20 days!!! It was a huge help. This company doesn't just make promises, the keep them! Thank you Healthy Paws.

out of 5

POSTED: | BY: Diane Gornik

Healthy Paws Is A-ONE!

I have checked out 10 pet insurances and Healthy Paws stood out on top of my list, out of all I had checked out. They were even better after signing up. They are overall the friendliest,caring,and prompt pet insurance company around.They are prompt at getting back to you when they receive the claim forms , and the payouts are sent within a week. I am so grateful for having them for my little Spanky he was admitted for pancreatitis at my vet office though he wasn't getting better, so I ended up at an emergency Hospital while it took a couple days to recover, than before he was about to come home his blood sugar dropped, bottom line he ended up with a rare illness called an insulinoma which is a tumor in the pancreas that puts out too much insulin, Now they recommend surgery to remove it or else he will die within 7 months. What a shock it was to our family. We would have never been able to handle all the high costs of all the tests and surgery if it wasn't for Healthy Paws, they make it possible for us to take care of our Spanky. We can now have him around a lot longer. I would not have been able to do it without Healthy paws,and to top it off they truly care about your pet,they truly want to know how your pet is doing.I also love the fact that they encourage pet adoption. I highly recommend Healthy Paws!

out of 5

POSTED: | BY: Tina Mara

Dependable Company that does all the work for you!

I recently had to have eye surgery for my year old Chinese Sharpei. Healthy Paws processed my claim within 24 hours, that's what you call service. They even send follow up email's to see how my Argus was recovering, what company does that? Healthy Paws is the smartest decision I ever made. Thank you again Healthy Paws for everything!!

out of 5

POSTED: | BY: Karin Nave

Amazing customer service

I highly recommend Healthy Paws as they "get it." They deliver exactly what they promise, and they treat you in a way every customer should be treated. #1: They advise you via email every step of the way. #2: They are quick. #3: They are in the service business and act like it because they cared and emailed their concern that my pet was recovering okay from her injury. I also recommend pet insurance because it's one less worry in life. I don't mind the small amount charged to my credit card each month knowing that if there is an accident or injury, I don't have to stress about the bill. I want to spend all my care and concern on my pet!

out of 5



My dog was diagnosed with T-cell Lymphoma. I have spent approximately $11K for the chemo treatment, tests and meds. I have received all my reimbursement checks (90%) within 5 days of faxing the information into Healthy Paws. They are so caring. I was skeptical about receiving reimbursement, as this was my first submittal, but I cannot say enough about Healthy Paws. The reimbursements allow me to continue to treat my 'baby'. She is in COMPLETE REMISSION, at present, but treatments and testing will continue. People's health insurances should be so good. Thank you Healthy Paws.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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