Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,437

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.5
  • 4.6
  • 4.9
  • Count
  • 44
  • 323
  • 9,437
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Leah &


We enrolled our English Bulldog puppies with Healthy Paws at the age of 9 weeks. We could not have made a better choice when choosing Healthy Paws. My husband and I researched other pet insurance plans and found that many of them do not cover hereditary issues in some breads. Healthy Paws however has been there for us through 4 surgeries between both of our dogs. But this latest scare was with our little Maxine. She stopped breathing a day after her soft pallet surgery. We rushed her to UCDavis Veterinary hospital and they began CPR and she was then on a ventilator to do the breathing for her. Of course we would do anything for our babies but the feeling of helplessness came over us when we realized how mmuch this was going to cost. The vet hospital quoted us a high of 12,000. We made the deposit of 8000.00 on our credit card and called Healthy Paws the very next morning. While in tears, I spoke to Mona at Healthy Paws who assured me it would all be okay and to make sure we keep her in the hospital as long as possible to get Maxine in good health. She said "don't worry we have you covered" We will reimburse you 90% of all expenses and if the bill continues to grow and we cannot afford to pay up front she offered to send direct payments to the hospital!! Without Healthy Paws our Maxine may not have had access to the treatment she needed to make a full recovery. She is coming home today. A long road ahead but will be back to the same pup she was before this happened. Thank yo

out of 5

POSTED: | BY: Bruce Atkinson

Fast claim service from caring professionals

We have two Abyssinian kitties who have started their lives with a myriad of health issues. If not for Healthy Paws we'd be in the poor house now. They have handled all our claims quickly and efficiently. It's really a nice touch also that they always follow up the claim enquiring into the health and well being of our cats. It feels like they really care and are passionate about what they do. We are very pleased with Healthy Paws and wouldn't hesitate to recommend them to others and have recommended them to several of our friends.

out of 5

POSTED: | BY: Polyana

Great service

Getting health insurance for my dog was one of the best decisions I made. My claims are paid quickly and without hassle. I have to say that the service I get with Healthy Paws for my dog is better than the service I get from my own health insurance company. I usually get reimbursed for my claim within a week after filing it. They've even covered acupuncture for my dog after she had Bell's palsy. I highly recommend Healthy Paws.

out of 5

POSTED: | BY: Jean Nicholson

I wish human health insurance was this good

I have insured my dog through Healthy Paws insurance for two and a half years. We have been through giardia, a dog bite, a broken toe and most recently a toe amputation (those are only the ones I remember). Healthy Paws has been consistently wonderful through all my dog's mishaps. The speed in which they process the claim and reimburse is amazing. I highly recommend Healthy Paws to anyone who is looking for pet insurance.

out of 5

POSTED: | BY: Jessica

Excellent value and service

When my dog got hit by a car I submitted the claim from the emergency hospital and the follow-up at our regular vet and was reimbursed very quickly. I also received follow up correspondence asking how my dog was doing, which I thought was a very nice touch.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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