Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,735

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 237
  • 9,735

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Leah

Healthy Paws helps me keep my puppies safe

There are many details I could give you about the specific illnesses my puppies have had and how much fear comes over you when they are sick you just don't know what's wrong. But the bottom line is, that because I have Healthy Paws, I don't need to worry that I can't afford treatment. I would do anything for my dogs but one of the best things I have done for them is get them covered so that I make the right medical decisions for them when they are sick instead of a financial ones. Healthy paws is easy to use, and has approved my claims within hours of me submitting the paperwork. They have paid according to my plan and they even followed up to see how my dog was feeling after he was admitted to the hospital for a few days. I wish my medical insurance was as responsive as they are. I am one happy customer and because of Healthy Paws, I feel that my puppies are safer.
5

out of 5

POSTED: | BY: John King

Healthy Paws is the Best!

Several months ago, I was doing the same thing you are probably doing right now... researching pet insurance companies to find the best. I used different resources, one being Angie's List, to do my research. What I found is that hands down, Healthy Paws had the best reviews out of any of the companies. So here I am 8 months later and I can now honestly say that I made the correct choice. About 2 months after signing up with Healthy Paws, our 3 year old Goldendoodle, Sadie, developed a small bump on the top of her nose and she would yelp anytime anyone would touch her nose. Well, 2 exploratory surgeries, 1 CT scan, numerous X-rays and several drugs later, the vets finally determined the cause of the bump and she is being treated with medication and should make a full recovery within a few weeks. From start to finish, Healthy Paws was with us the entire way. They paid for everything they said they would. They never once questioned a single charge or Sadie's treatment. As long as she was being treated by a licensed vet, the treatment is and was entirely our choice. Bottom line, they were wonderful. Nearly $6,000.00 in vet bills would of severely impacted our finances for several years. Because of Healthy Paws, that bill was only in the ballpark of $700.00.
5

out of 5

POSTED: | BY: Rosemary Pfuhl

Healthy Paws...Simply the Best

Not enough room to write about how wonderful Healthy Paws Pet Insurance has been to me and my wolfhound, Zachary. Zachary had to be admitted, on an emergency basis, to Veterinary Specialty Hospital in North County, San Diego, California. I was absolutely sure he would get the best care possible from them and I was absolutely sure he would incur huge medical expenses. I didn't hesitate because I felt sure that Healthy Paws would be there to rescue both of us. He had a very rare liver lobe torsion and after extensive tests and CT scans and many specialists he was diagnosed and immediately sent to surgery. Although I was confident that Healthy Paws would save us...there is always that small little voice echoing, "What if they deny the claim?" Thank goodness every little fear was immediately erased when I heard from Healthy Paws that they were processing the claim and then within 24 hours heard that they would be covering every bit of Zachary's bill as the arrangement we had. I am amazed not only at the speed in which they handled the claim but also the kindness and support extended from this wonderful company. I will continue to rave about them and the comfort they provide for all of us who have pets that are family members! What a horrible decision to have to put Zachary down because I wouldn't be able to pay such a high medical bill. Thanks to Healthy Paws I will never be put in the position to make that decision. Thank you...thank you...thank you Healthy Paws!
5

out of 5

POSTED: | BY: Dave P

Could not be happier!

Our poor dog had a slipped disc that was so bad it bruised his spine. Healthy Paws reimbursed me for this whopper of a bill for his surgery in a very timely manner and without hassle. I highly recommend them to anyone who is looking for an awesome pet insurance company!
5

out of 5

POSTED: | BY: Lila

Fantastic

Healthy Paws is the best for insurance! I had my dog with another insurance and I didn't receive half as much money as Healthy Paws reimburses. The staff is also very caring for my dog.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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