Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,431

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.6
  • 4.6
  • 4.9
  • Count
  • 46
  • 323
  • 9,431
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Joan Jacobsen

great pet insurance

After much research, I purchased Healthy Paws pet insurance. I definitely made the right choice. Brought my Goldendoodle to the Vet's on Tuesday and had a check by Saturday. They covered everything that I expected them to cover. I am so impressed. I highly recommend them to anyone looking in to pet insurance.

out of 5

POSTED: | BY: Corrina Kotsovos

Healthy Paws is a Life Saver w/ Fantastic Service

I am so thankful for Healthy Paws. My dog needed major leg surgery and Healthy Paws was there for me every step of the way. They confirmed beforehand what would be covered, (which was nearly everything as I have 90% coverage). They responded quickly to my requests and questions, and I truly felt like they cared about being helpful and providing great service. They reimbursed me for the surgery in a few short days, and they sent a follow up email to check on how my dog was recovering. The experience has been nothing but positive and I have told every pet owner I know that Healthy Paws is by far the best pet insurance company around. Thank you Healthy Paws!

out of 5

POSTED: | BY: Katie Olson

Healthy Paws Pet Insurance is fantastic!!

I did a lot of research on pet insurance when I got a new puppy almost two years ago. I am so relieved that, after reading everything I could find, I settled on Healthy Paws Pet Insurance! They have been perfect in every way! I am sorry to say that I have had many claims...but happy to report that Healthy Paws has been a wonderful company to work with. My latest claim was for a urinary problem, and required expensive diagnostics. They paid my claim cheerfully, and swiftly! They are concerned with my dog's health, and are happy to be able to help me afford the best care for him! I could not be more pleased with Healthy Paws!

out of 5

POSTED: | BY: Jon Korman

Happy with Healthy Paws

My dog had major gastro problems. Everyone at Healthy Paws was very courteous and showed care and compassion for my pet. My claim was rapidly processed and the customer service was second to none!

out of 5

POSTED: | BY: Brent S.

Makes the difference between pursuing medical care

Dogs, especially puppies love to chew. Unfortunately, it doesn’t matter what it is. Two weeks ago I came home to find my $10 sunglasses on the floor. All that remained of the sunglasses was the wire eye frame and a ¼ of one side. Everything else was gone. After franticly searching the house looking for any of the missing parts I came to the conclusion that the parts (glass and all) were inside one of my two dogs. So, off to the vet we went. Both my Weimaraner (Emma) and Schnauzer-terrier mix (Molly) were x-rayed. I was surprised to find that it was Molly, and not the Weimaraner that had eaten the glasses. Some parts passed naturally (to include some small glass shards); however, some of the metal bits wouldn’t leave her stomach. After 48 hours of watching and x-raying Molly to see if the metal bits were moving through the body, it was determined that they were not moving. So it was decided to attempt to retrieve the metal and glass bits endoscopically. The vet informed me that some pet insurance companies do not cover "accidental" ingestions. That made me a bit nervous. When I called Healthy Paws to let them know what happened and to see if I was covered, the Healthy Paws representative asked “Is Molly doing Okay now?” I really got the sense that first and foremost; she was genuinely interested in how Molly was feeling. When I asked if I was covered she said "Absolutely". The endoscope couldn’t retrieve the 75+ glass bits, screws and small metal parts.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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