Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,502

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,502

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Scott Bartlett

Fast Payment and Good Communication

I’ve had Healthy Paws Pet Insurance for over a year. Prior to choosing them, I did extensive research to see what best fit my needs. I checked web sites like this one, my “Off Hours Emergency Vet”, my “regular Vet”, Consumer Reports (September 2010 has a good article) and each provider’s “fine print”. I have a couple Senior Golden Retrievers and found that Healthy Paws worked best for me. Since they are Goldens, many carriers wouldn’t cover “Genetic Conditions”, even if they hadn’t shown symptoms. This could range from dermatitis to cancer. In addition, I liked the “Unlimited” aspect. If anyone had ever had to treat a pet in an emergency situation, they are aware how fast the cost rises. My experience has been positive and the reimbursement is fast, usually within a week. I’ve also called them a few times and I didn’t have to wait longer than five minutes to speak with someone. One thing I would suggest is if/when you sign up, you make sure that they get all your pet’s records so that the processing time is reduced. Two of my recent claims have been a major stomach issue with one dog that needed an IV and a day in the hospital and the other dog needing eye surgery because she scratched her eye and it wouldn't heal and we had to take her to a specialist.
5

out of 5

POSTED: | BY: Lori St.Germain

Made the right choice

Our male German Shepherd began hyper-salivating and throwing up one Sunday afternoon and we took him to the emergency vet. He was taken in right away because they thought he had GDE, which is fatal if not treated immediately. Fortunately that was ruled out and he was just ill with flu like symptoms. He was treated and we were able to take him home and he is fine! After some confusion over getting his records from our vet to Healthy Paws, the claim was expedited and paid out in an extremely efficient manner. The customer service was friendly, efficient and concerned for our boy. We did a lot of research before we selected Healthy Paws for our two German Shepherds, and we are positive we made the right choice.
5

out of 5

POSTED: | BY: Steve

Incredible company

Leon our Pitbull injured his CCL(in humans it's the ACL. He had surgery on a Wednesday and I submitted the claim forms to Healthy Paws on Friday and by Monday had an invoice form back from them showing the amount that were covering. I am very impressed with this company and they always have a nice note back asking how Leon is doing. I would recommmend them (and have)to any pet owner.
5

out of 5

POSTED: | BY: Lauren

Best. Decision. Ever.

I can't even begin to explain how much I love Healthy Paws! Safari had a mystery illness that took us to the hospital a few times. His bill was well into $3000. Healthy Paws turned around the claims lightning fast, answered all of my questions quickly and even checked in on Safari more than once. To know that we didn't even have to consider money in finding the right treatment for Safari was more than comforting... it helped us focus on his recovery! If you own a pet, GET INSURANCE! And if you're not sure who to choose, go with Healthy Paws!
5

out of 5

POSTED: | BY: Igor Chechushkov

Great Insuarance company ever!

My cat Robin recently had surgery related to cancer. In sum it was more than $3000 and Healthy Paws finally covered about 80% of that amount. The service was incredibly fast. So I have had great experience and I am happy I bought that insurance.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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