Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,727

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 33
  • 247
  • 9,727

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

They have got it right!

Our "human" healthcare insurance companies could learn more than a thing or 2 from Healthy Paws. I receive an email within 24 hours of them receiving the claim from our vet. Then in another 24 hours I receive a statement showing what will be covered. Within 7-10 days I am depositing a check. Unfortunately, this is an insurance that is getting used monthly for our sick 18 month old comfort golden retriever. Our vet office recommended them, and I couldn't be happier with our choice. They are fabulous!
5

out of 5

POSTED: | BY: Stephanie

Healthy paws rocks!

I just have to say WOW! This is my first experience with a pet insurance and Healthy Paws and I am soo pleased. My American Bulldog needed emergency surgery for a ruptured cornea and entropion. Healthy Paws was there to help every step of the way. They are prompt and their customer service is great. I also left a great review on their facebook page and tell everyone I know who is shopping for insurance about them.
5

out of 5

POSTED: | BY: Alan

Easy claim processing, prompt payment

Our dog recently came down with a scary case giardia which required imaging and laboratory studies, fluid replacement and two types of oral medications. With a bill approaching $700 we were delighted at how quickly our claim was processed and paid. They even sent us an email asking how out pup was doing! If only my own health insurance was this good....
5

out of 5

POSTED: | BY: Kristopher Bauer

Healthy Paws Insurance company is A++

Our 10 month old puppy was Diagnosed with a Luxating Patella requiring MPL Surgery. Healthpaws has been amazing through the entire process and I don't know what we would have done without them! I would HIGHLY recommend any pet owner to seriously look at this company if they are searching for insurance! As the title states, this company is TOP NOTCH A++!!!
5

out of 5

POSTED: | BY: Steve Rogalinski

Life saver.... A pets best friend, Healthy Paws

Our 1 year old yellow lab (Chunk) digested an entire tube sock, he underwent 4 hours of surgery which saved his life. Had it not been for our vet and Healthy Paws he would have surely passed away. The comfort of knowing that Healthy Paws is there to insure the coverage of a surgery such as this is what made the decision that much easier to give the go ahead for the surgery. We could not be happier about the way the claims have been handled and their quick response to all of our emails and phone calls. I have already recommended Healthy Paws to several of my friends that have new (and old) pets in order for them to be rest assured that when (not if) there pets will require a visit to the vet that they two will be in good hands knowing a company such as this will stand beside them in their time of need. Thanks from the bottom of our hearts for saving our dogs life and if he could you'd get a big lick across the face from him in person. Best Regards, Steve and Lisa Rogalinski PS. Chunk thanks you to....

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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