Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,999

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Robin

Thank you Healthy Paws!

I got my older dog about 2 years ago and have had Healthy Paws pet insurance for him since day 1. The claims process is super easy using the app, and there have never been any questions about any of the claims. My dog recently had major eye surgery, and I have been so pleased with the response time on the claim and the genuine concern for his eye and how he is doing. I recommend Healthy Paws to all of my friends with dogs!
5

out of 5

POSTED: | BY: Michelle Soos

Best Pet Insurance

One of my dogs needed 2 surgeries within 8 months. I filed each claim and was reimbursed within 2 weeks. They even followed up to see how my boy was recovering. Definitely the company to go with
5

out of 5

POSTED: | BY: Kaitlyn

Easy Claiming process and everything was covered!

I've been a customer with Healthy Paws for just over a year for my 2 cats. I originally decided I originally chose Healthy Paws for the simplicity of the claims and because just about anything is covered after your deductible. About a month ago I finally put Healthy Paws to the test - I came home to find one of our cats had broken his foot. I'm still a bit clueless as to how he did it, but my vet and surgical specialist both recommend corrective surgery. I got an estimate from the surgeon and then called Healthy Paws. I spoke to a very compassionate person who was patent with me while I listed off everything the surgeon was going to charge me for and she confirmed everything would be covered. I used the mobile app to file the claims from my vet appointment and surgery and received my reimbursement checks in the mail about 10 days later without any issues. About a week after the claims were finalized I received an email from Healthy Paws asking how my cat was recovering which I thought was such a wonderful, personal touch. I highly recommend Healthy Paws! They've been so wonderful and easy to work with every step of the way!
5

out of 5

POSTED: | BY: Frank

A sincere thank you to Healthy Paws for coming to our rescue!!!

Our dog Luca is a dear part of our family and we are extremely happy that he is healthy again. We want to thank Healthy Paws for being part of the medical care and healing that Luca had to go through. I highly recommend this Insurance company, because they stand by their name and reputation. They truly believe that Animals are People too and should receive the same health care as people do. "My family would not do business with any other pet insurance company, because we have built trust belief in Healthy Paws"
4

out of 5

POSTED: | BY: Sharlene

Not very prompt on claim processing

I have had this insurance for a year and a half and only had two claims that went to deductible. They say they process claims within 10 days but I filed a claim on 11-27 and got another email stating they were reviewing the claim and it would be another 10 days just today. With all the high reviews on this pet insurance, I am not impressed as of yet about the speediness of processing claims. I have Pets Best for my other 2 dogs and they process the claims pretty fast even if I get paid or not.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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