Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,700

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 249
  • 9,700

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gloria

Best pet health insurance

My little baby girl almost die she swallow a piece of nylon bone and it got stuck in her intestine. The whole thing was insane expensive and it was a very scary and stressful situation. Thanks God I choose Healthy Paws as her insurance, they have been more then great, the claim process was fast and the customer service is incredible. I love this company I would recommend it to any one. Thank you so much Healthy Paws
5

out of 5

POSTED: | BY: Lisa Nazzaro

Absolutely My Best Choice!

As my dog Sadie began to get get older, I started thinking about getting pet insurance. I did a great deal of research before I chose Healthy Paws, and I never regretted my choice! My baby developed a number of issues down the road including cancer, for which she needed surgery. Her medical bills began stacking up and I could never have handled them without Healthy Paws. They are honest, straightforward, and quick. No hidden fees or statements. I paid my deductible, my vet faxed over my claim form for me, and the check came directly to me within7-10 days. They paid 70% of the bill just as they said. A couple of times I had to call with a question, and each time a very nice lady answered the phone immediately. No recordings or voice mail! My vet's office was so impressed they stopped recommending the plan they always did, and now recommend Healthy Paws!
5

out of 5

POSTED: | BY: Patty

Life saving as my pups could not have gotten card

Could not have saved my dogs without this insurance and it could not be easier. All I need do is take a picture of the vet bill with my phone and hit "submit". A reembursement check arrives about a week later. So thankful for this insurance!
5

out of 5

POSTED: | BY: Susan Blankenbiller

I wish my health insurance was this good!

Before our French Bulldog, Frankie, came to our home I researched pet insurances knowing that Frenchies tend to have issues over their lifetime. I chose Healthy Paws and cannot say enough about them. Frankie recently had soft palate surgery and had to have his nostrils enlarged. The breathing issues were causing stomach problems as well. We had been to the vet and under different medications for several months. I was referred to a specialist who recommended the surgery plus biopsies, bloodwork, x-rays and ultrasound. I submitted my claims to Healthy Paws and immediately received a confirmation that they were being reviewed. Within days my claim was approved and checks were on the way. In total I have received over $5,222 back out of $6689. The amount I paid was my yearly deductible of $100 plus 10% copay of covered items, which are the levels I chose for Frankie's coverage. I only wish that "people" health insurance would be as simple to deal with as my pet's insurance!
5

out of 5

POSTED: | BY: Hally

Amazing Company, Wonderful Service

I've been a member with Healthy Paws since 2012 and have always loved their service. It was easy to sign up with reasonable rates and kind, accessible customer representatives. Just recently my corgi tore his ACL and had to have surgery and I was in a bit of a bind. I had recently become unemployed and looking at the costs racking up was very stressful. Healthy Paws to the rescue! I'd never had the need to actually file a claim before this and was a little concerned. But the process was so user friendly and the representatives so wonderful, I had no problems at all. They were so kind and helpful and have even checked in to see how my pup was doing after his surgery <3 Thank you so much for all your help Healthy Paws, y'all're truly amazing. I would 100% recommend Healthy Paws to anyone looking into pet insurance.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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