Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Helen Simon

Wonderful company

Really great coverage - reasonable rates, easy claim filing and quick payment. They are also very reasonable about what they cover.
5

out of 5

POSTED: | BY: Roseann

Healthy Paws is Great

I can pretty confidently say that Healthy Paws is the best pet insurance out there. I have been making regular claims for several years while my dog has been battling severe arthritis, and the only issue I have had was due to an uncooperative veterinarian's office, which the team at Healthy Paws promptly resolved for me. I love that they cover alternative treatment methods like acupuncture and hydrotherapy, as well as traditional treatments. The app also makes filing claims fast and easy. I feel like I'm constantly referring other pet owners to them. The peace of mind of knowing that no matter what happens, I will never have to decide between being able to afford treatment and my dog's life is such a relief. I love this company and plan to sign up with each and every future dog I have.
5

out of 5

POSTED: | BY: Ingrid Lyden

Thanks for always doing a great job!

Healthy Paws has always been helpful and has followed through on any claim we have had to make. They kindly check back to see how the dog is doing and have been helpful either on the phone or via email. I recommend Healthy Paws to all of our friends and to anyone who adopts one of our Newfoundlands.
5

out of 5

POSTED: | BY: Julian L

Honestly wish my health coverage was this good!

Honestly I was truly shocked they covered everything including medical boarding. We rescued our dog Penny back in February. She came from a kill shelter in the south, but is the sweetest, happiest 1yo ever. Unfortunately, all that happiness and joy got translated into aggressive tail wagging that didn't work with our small apartment. Repeated injury prevented the tail wound from healing and had to be docked. A few short months later, the bald spot on her back came back cancerous and had to be removed. Then when the surgical site got infected and medical boarding was required to ensure proper healing they covered that too. All told what could have been a nightmarish 10k+ of vet expenses became much more bearable thanks to healthy Paws. It's simple to use, straightforward and I quite honestly don't know how they're able to cover everything they did for just $20 a month. Thank you Healthy Paws, I whole heartedly recommend them.Julian Meaghan and Penny
5

out of 5

POSTED: | BY: Laura Darius

Very pleased with Healthy Paws

I am very pleased with the prompt service for reimbursement for my cat's vet visits and subsequent surgery and meds. I was pleasantly surprised with the rapidity with which they processed the claim and sent me the checks. 90% reimbursement and $100.00 deductible is quite reasonable. They also emailed claim updates during processing and were accessible by phone. The phone reps are very efficient and sensitive and are clearly pet lovers. I recommend this company for any pet insurance needs.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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