Healthy Paws | Pet Insurance Review

I'll admit I probably spent a crazy amount of time researching Pet insurance companies but I know it’s paid off. Once I started thinking about our dogs getting sick or severely hurt, I knew I didn’t want our hesitations to be financially based. We would without a doubt spend all we could to help them, but wouldn’t it be nice if we didn’t have to?Enter Pet insurance.. I did a ton of research. From pre-existing condition guidelines, hereditary coverage, lifetime or yearly caps, to hip dysplasia, I read it all. I read reviews, I called companies and asked questions, I read blogs, and I asked my vet. I receive a substantial discount through work for one company and felt so strongly about my research that we decided to use a different company (that should say something!). I didn’t want “cheap” insurance; I wanted reliable coverage that was a good value. I didn’t want to pay a large amount each month to never get anything out of it when needed. Healthy Paws has proved to be just that and has exceeded all expectations. We now have two dogs (large mix breeds - 1 Lab mix and 1 German Shepard mix) that are 6 years old and they have been covered for 2+ years. Our most recent scenario required us to submit our largest claim to date. Our lab at a small rug (he’s not even a chewer!) and it became anchored in his intestines. Of course this happened on a Sunday when our normal vet was not open. Thankfully, we have a nearby fantastic (yet pricey) emergency hospital that was able to check out our Bentley quickly. After having X-Ray’s completed they were able to confirm that parts of the rug were anchored and needed to be surgically removed. We were given the estimate range of cost and signed away. 3 days later, Bentley was almost as good as new and able to come home. Two weeks later, he’s currently enjoying not having to wear the cone of shame or taking multiple medicines a day. This was not our first time submitting a claim but it was as easy as ever and we received our reimbursement around a week later in the mail. We have 80% coverage with a $250 deductible and instead of Bentley’s surgery costing us $5,500 (which was our final bill); we only paid $1,300 since we had not hit our deductible prior to this incident for the year. SO thankful as we’re about to close on a new home and would have had to reduce our down payment because of this if we didn’t have insurance. My biggest tip for those interested in having their furbabies insured is to do your research! Make sur

"Free dog." Suuure! When our "free" 9-year-old dog Kibbie fell in January, he had to have a surgery to remove his tendons and ankle and replace them with a steel plate. This month, we found out that he also cracked two molars in that fall--one of which could be bonded, the other of which had to be removed. Total cost? Without Healthy Paws pet insurance, we would have paid about $7,500. With the plan we've got, including the $45 monthly charge for the insurance, we paid a $250 deductible, followed by 10%--$975 out of pocket for the healthcare (or $1,290 when you factor in the monthly costs of having the insurance, plus our cost for the care). Savings so far this year: $6,210. Thanks to Healthy Paws Pet Insurance, Kibbie is healthy and happy and we are not broke.

I have nothing but good things to say about Healthy Paws. They approved my claim PLUS sent me my reimbursement check in days...not weeks. Not only that, but they followed up with a sincere and personal email asking about my dog and how she was doing. That was when I knew Health Paws was the right place to be. I really did feel like part of the "family" and they were asking because they truly cared. They are the best!

They are very professional and the application process was so easy. No hassle claims process and quik!! The previous provider i used never processed one claim!! They kept asking for the vet notes or anything to delay! Healthy paws as been a much better replacement and they are the only pet insurance provider I will ever use for my pets. The thing that I have appreciated the most is the sincere and individual attention they have offered. They even sent an email just to ask how my dog was doing after a recent illness. I can not endorse this company enough!!!

My little baby girl almost die she swallow a piece of nylon bone and it got stuck in her intestine. The whole thing was insane expensive and it was a very scary and stressful situation. Thanks God I choose Healthy Paws as her insurance, they have been more then great, the claim process was fast and the customer service is incredible. I love this company I would recommend it to any one. Thank you so much Healthy Paws