Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,717

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 38
  • 250
  • 9,717

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lea

Totally worth it!

Healthy Paws has been there for our German Shepherd for the past few years. They helped cover many expenses, but these were all minor compared to the recent cost of his stay in an NYC veterinary hospital for two and a half weeks. Thanks to Healthy Paws, we were able to finance his long and complicated treatment and save his life!
5

out of 5

POSTED: | BY: April

So glad I chose Healthy Paws this time!

As an insurance agent, myself, I was pleased to be able to choose the exact coverage I wanted at a great price but I was amazed by the claim service when our girl had to have surgery for a broken leg. Submission was simple and the payment turnaround is the best I have seen from any insurance claim. I had the check before the credit card payment was due for the bill! I had insurance previously wth a different company that only paid portions of charges and took much longer to process. I am happy to recommend Healthy Paws.
5

out of 5

POSTED: | BY: Hally

Amazing Company, Wonderful Service

I've been a member with Healthy Paws since 2012 and have always loved their service. It was easy to sign up with reasonable rates and kind, accessible customer representatives. Just recently my corgi tore his ACL and had to have surgery and I was in a bit of a bind. I had just become unemployed and looking at the costs racking up was very stressful. Healthy Paws to the rescue! I'd never had the need to actually file a claim before this and was a little concerned. But the process was so user friendly and the representatives so wonderful, I had no problems at all. They were so kind and helpful and have even checked in to see how my pup was doing after his surgery <3 Thank you so much for all your help Healthy Paws, y'all're truly amazing. I would 100% recommend Healthy Paws to anyone looking into pet insurance.
5

out of 5

POSTED: | BY: Irina Temkin

Healthy Paws - the best pet's insurance company

I had submitted a number of claims over last five years with Healthy Paws Insurance. All claims were handled in very timely manner and payments were sent promptly. It is always a pleasure to speak over the phone or communicate via e-mails with Healthy Paws representatives: they always respond right away, they all are very polite, thorough, attentive and caring. I'd highly recommend Healthy Paws as an insurance company for anybody's pet.
5

out of 5

POSTED: | BY: Melissa

Choose Healthy Paws!

Healthy paws is an excellent choice. I adopted my dog about four months ago and three months after adopting her she needed massive spinal surgery because she had begun going paralyzed in her hind legs. I am so happy I choose healthy paws as my insurance upon adopting her. Everyone I spoke to on the phone was extremely helpful and they processed my claim incredibly quickly. I received the check for my reimbursement just one week after the surgery. A week or two after the surgery they even emailed me checking up on my dog to see how she was feeling. My experience with healthy paws has been a great one, and I would recommend them to anyone. Thank you healthy paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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