Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: lizzy

Healthy Paws has been invaluable to my dogs!

Healthy Paws has been invaluable to myself and my dogs. I have a toy poodle and a pomeranian that are covered under my plan. My pomeranians heart stopped during a routine dental cleaning - they were able to revive her, and with additional testing that was needed, it would have cost me thousands without pet insurance. I also have a toy poodle who developed severe gastrointestinal issues, and healthy paws has had us covered every step of the way. Healthy Paws pet insurance is by far the best decision I have ever made!
5

out of 5

POSTED: | BY: Doug Leeds

Outstanding Pet Insurance

I can't begin to tell how many friends and relatives we have referred to Healthy Paws. More than three years ago our German Short Hair mix was diagnosed with a bladder tumor and given 2 months to live. She has undergone a very expensive surgical procedure to biopsy the mass,numerous chemo therapies and continuous prescription medications since then. I keep expecting the notice of huge rate increases or worse, cancellation. That's what insurance companies do, right? That's what many of my friends have experienced. That is not how Healthy Paws does business. More than 3 years and every claim has been handled rapidly and a check is in my mailbox, sometimes in less than a week. Thousands of dollars in claims, easily filed, quickly processed and never an unfair rate increase or questioning of Coco's care. I even received a call from the head guy once to let me know they would be there for Coco, and my wallet. Rating them a 10 does not seem to be enough. Great company, great people. Thanks
5

out of 5

POSTED: | BY: Caitlin

Healthy Paws has our back!!

I grew up with dogs, and know that vet bills can be expensive and unexpected. I believe that having pet insurance is a smart financial decision - anything can happen! As soon as we adopted our first puppy from a shelter, I started researching pet insurance and settled on Healthy Paws due to great reviews. I am so glad I did. Our dog (Oliver) started having some stomach issues a less than a year after we adopted him, and number of medical tests have followed. Healthy Paws processed our claims quickly and easily (just take a picture on your smartphone!) They have been amazing - their customer service is kind and helpful and they even reached out to us personally to see how our little guy was doing. That is so kind. I tell absolutely every pet-owning friend I know to look into Healthy Paws. It really is a smart financial decision - vet bills can quickly drain your savings. I want to give my dog a long, healthy life and Healthy Paws is helping me do that. I will be a loyal customer to them for the rest of Oliver's life and will get policies for any other pet we ever get. Customer service is the. best. I sleep well because I know my little guy is covered.
5

out of 5

POSTED: | BY: Karen

Wonderful Pet Insurance Company

Healthy Paws have been absolutely fantastic! I'm so glad we are with them. My 11 month old pup spent 4 days at the emergency vet and was so ill that we thought he wouldn't be coming home. Having the peace of mind to be able to say 'yes' to all the tests the vet wanted to run allowed us to focus on our furbaby. I'm not sure we could have said yes if we didn't have insurance as the test costs were expensive and extensive. Thankfully our dog is home with us now and back to good health. Thank you, Healthy Paws for being there when we needed it.
5

out of 5

POSTED: | BY: Keven Ratcliffe

Healthy Paws is simple and prompt

I have found Healthy paws to be extremely simple to use and prompt to address all questions or concerns. The claim process is very simple. I use their app on my phone. Initially your vet will need to provide basic inform to Healthy pays, but afterwards, the claim is as simple as taking a picture of the bill and sending it using the app. When I discovered a reimbursement check was missing, Healthy Paws quickly provided another one. I have been very happy with the simplicity of submitting a claim and their quick responses to issues.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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