Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,719

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 39
  • 250
  • 9,719

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kim Ullrich

You've saved 2 lives in 3 months!

Just a quick note to say thank you to all of you for being so quick to respond to emails and quick to process our bills. Between Jeb and Chesapeake the last 3 months have surely been hell here and knowing you and CareCredit have been there to help us we have been able to make the BEST choices for them and thus... saving their lives. They both turned 3 at the end of May and we pray you will have us as your customers for MANY more years. Thank you all. With love and purrs, The Ullrich Family.
5

out of 5

POSTED: | BY: Joanne Sato

Best Pet Insurance

I changed from a well-known pet insurance to Healthy Paws and that was the best decision I ever made. Recently my Golden Retriever had a cracked tooth and because he is still a young pup I didn’t want him to lose that tooth. I saw a dental specialist who did an amazing job to save that tooth. He had to have a root canal and titanium crown. I filed a claim online and hoping the insurance would at least cover some of the bill of $4,400. I was so happy & relieved when Healthy Paws paid 90% of the bill. It is so easy to file a claim online. I love the immediate response from Healthy Paws stating that they have received my claims and when the claims have been completed. Another pleasant surprised was when Healthy Paws reached out to me to see how my dog was doing after the oral surgery. I have already recommended Healthy Paws to all my pet family and friends. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Steve

Must have for all pet parents

Healthy paws is so quick and caring!Not only do they process the claims I paid lightning fast, they even contact you if your baby is ok. (Not those automated messages either) Our baby was taken in and diagnosed with severe IBD and was deficating and vomiting blood. She did multiple tests and was even in the ICU. As you can imagine the bill was in the several thousands. By having the back up of Healthy paws I was able to give our baby immediate care without cheating out or cutting corners. I am so grateful for Healthy Paws and definitely recommend to any animal parents that love and care for their babies.
5

out of 5

POSTED: | BY: Mark Rosselot

Excellent Pet Insurance Company

I have filed claims for a total of about $9,000, and Healthy Paws reimbursed me at 80% after I paid my modestdeductible. Healthy Paws works quickly and with a friendly style. I am most satisfied with this company!
5

out of 5

POSTED: | BY: Cheri Meckley

Great piece of mind

We decided to choose Healthy Paws after an extensive online search. At the time our French Bulldog was healthy and we were not sure it was worth it to spend the monthly money. She is currently 4 years old and had a benign cyst removed from her face. The insurance policy covered the policy at 90% minus the deductible. The claim process was very easy and fast to use. Only 6 weeks later our dog had an accident in the park that resulted in her breaking her leg. It was a very scary and stressful time but I honestly felt some relief on our way to the hospital knowing that we didn’t have to worry about how to pay for such an expensive injury. As soon as we had the hospital bill in hand I submitted the claim and it was processed in just a few days. This year alone she would have cost us over $7000 but we only had to pay 10% of that! Talk about piece of mind! And I even received an email checking in on Kiwi a few days after her surgery. I was very happy with the level of care and service that we received. I am now the biggest advocate of pet insurance!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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