Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,999

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: cindy

Surprisingly Easy and Great Service

Surprisingly in a world where insurance companies try not to pay out, Healthy Paws paid every penny due to us in a timely manner. The process online is simple to submit a claim and you can check the status online too. We got our checks within a month of submitting our claims. Very easy to work with and great service.
5

out of 5

POSTED: | BY: Amy

Better than an HMO, PPO, Obama Care, or Medicare!

Having had a four-legged family member years ago that needed extensive veterinary care, I vowed that I would not make myself agonize over the cost of medical care and the health of my pet. Upon adopting a new furry baby, I did my homework and found Healthy Paws to be the most extensive care I could provide. Hoping I would never have to use it, it was comforting just to know that I was purchasing "piece of mind." Just like we humans do, my little guy came down with several minor ailments (ear infections, sprained ankle, fox-tail in the paw, etc) which were all covered per the outlined details in the contract. Recently, my little guy was in need of an extensive surgery for (what equates to a human torn ACL - no Pop Warner football for him next year) a TPLO. Before he could even recover enough to jump all over me again, I received my reimbursement check with well wishes from Healthy Paws! I have been nothing but impressed with their services and I will continue to recommend them to others who plan on extending their families to include four-legged children. Oh! My boyfriend is even jealous that the dog is not only loved more, but he has better health care than him as well!
5

out of 5

POSTED: | BY: cecile

Bravo for your excellent team service and care

Healthpaws has been available on the phone to answer my questions in a time of crisis. They have followed up with emails to check on my pet. They also reimbursed me very quickly which was so helpful as not to be in a bind when the credit card bills came through. It was amazing to experience the healthypaws team service and know that I can count on them. Thanks again!
5

out of 5

POSTED: | BY: Courtney

IF you don't have pet insurance yet, this is the company that will make you happy you chose them

I have had my two canine fur babies, a Newfoundland and a Pyrenees mix, both rescues, with Healthy Paws for about five years and I trust this company completely. Not once have I felt frustrated or that a claim wasn't handled properly. They cover exactly what they say they will and process claims quickly and without a fuss. They even make it easy to file a claim online. This particular aspect becomes valuable when you're feeling very sad after finding out about a serious diagnosis and paying a very large vet bill. We paid $6,000 for specialist vets and lots of testing, and were elated to find out how much they covered! Checks were mailed by Healthy Paws within two weeks. If you call in, you will be very impressed with how incredibly compassionate and helpful their customer service staff members are as well. They're obviously pet owners! If you don't have any pet insurance, this is the company to sign up with as soon as you bring your pet home.
5

out of 5

POSTED: | BY: Keri

BEST PET INSURANCE EVER

We LOVE Healthy Paws! We never thought we would need pet insurance but when we decided to adopt an English Bulldog, pet insurance came highly recommended. We are so glad we have their assistance, when needed, throughout LuLu's life. They genuinely care about the care of your pet, as well as alleviating any stress from you so you can focus on caring for your pet in time of need. Their claims process is easy, quick and they are always a phone call away for any questions! We are truly blessed by the peace of mind and service Healthy Paws has offered us!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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