Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Dana

They actually care about your pet

Healthy Paws Pet Insurance may be the only insurance company that I've encountered where the people on the other side of the insurance claim actually care. Recently I had to file a very large claim after our dog had severe intestinal issues. My dog had exploratory surgery during a five-day hospital stay, and when we brought our dog home, the vet only gave him a 50/50 chance. As soon as I knew our dog would live, I filed the claim. I was very relieved at how simple it was to file the claim and pleasantly surprised that Healthy Paws contacted me on two different occasions just to check on how our dog was doing. Healthy Paws doesn't cover all the routine maintenance bills for vaccinations, but they are rock stars when it's an emergency. The greatest downfall of Healthy Paws in my eyes is that they haven't expanded to human insurance.
5

out of 5

POSTED: | BY: Jenna

Excellent

I can not say enough great things about Healthy Paws Pet Insurance. I was very hesitant to get pet insurance for my pup Winston but I'm so glad I did and I'm even more glad I chose Healthy Paws. My fur baby fell very ill and needed X-rays as well as medication for some bad tummy issues he was having. His vet bill was very high but I ended up only paying a very small portion of the bill thanks to Healthy Paws . I submitted the claim on a Sunday evening and got a email Monday morning that my reimbursement check was on it's way which I received that Thursday. Not only that Healthy Paws also emailed me asking how Winston is doing. They are a great company who truly care about animals and helping us pet parents get our fur babies the best care possible. If you're shopping for pet insurance you can't go wrong with Healthy Paws.
5

out of 5

POSTED: | BY: annie

Puppies are Pesky!

We purchased our first pet insurance for our third Corgi, not because we had particular problems before but it just seemed like it could be handy. Before he was even 3 months old we were faced with an ingested toy that needed to be gastrically removed. Healthy Paws to the rescue! Within our first year of puppyhood, our poor guy also had a hernia surgery and a second "foreign body" removal while he was with our pet sitter. Holy heck we've been glad to have Healthy Paws. They are quick to process claims for reimbursement and I love that you can upload invoices and check on claims directly via their app. The only reason I'm not giving them a full 5 stars is that we did have a direct payment authorized to our vet which was delayed--causing us to look a little flakey to our vet's office. Otherwise, great service, easy to use and fair prices. (we also love that you can choose your coverage and deductible levels)
5

out of 5

POSTED: | BY: Jeff Gange

Simply the best pet insurance you can get!!

We have a 3 year old mix puppy. Bella is the best little girl and we love her as if she were one of our children. We got her when she was 2 months, a rescue, her mom was found pregnant on the streets of Mexico. She has had several visits to the vets for minor issues and then I was covered. She recently had to have knee surgery a $2500 expense and that is very reasonable for this common but expensive procedure. Thankfully we had Healthy Paws and didn't have to hesitate to get Bella the Care she needed. I have had Healthy Paws from the start, and used them for minor things several times. Their claim process online is so simple and they have always paid what they were suppose to according to the policy. Their payments are also been very timely. A great company that provides the best service.
5

out of 5

POSTED: | BY: Deborah

5 Stars!

Healthy Paws has been wonderful. My 17.8 year old Bichon Frise needed spine surgery in May 2017. Healthy Paws they didn't hesitate in providing coverage. Not only did they reimburse me promptly, but their customer service is wonderful -- kind and courteous. They even followed up with me to see how Cody was doing. Their coverage is very generous. I recommend them to every pet owner I talk to. If and when we decide to adopt another dog in the future, I won't hesitate to use Healthy Paws again, I would sign up on day one.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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