Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,718

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 39
  • 250
  • 9,718

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary Smith

Outstanding company

Just submitted my first claim to Healthy Paws - a fairly large bill. The claim process was easy and I had my check in less than a week, for the full amount that the policy covers. Very impressed with the service!
5

out of 5

POSTED: | BY: Emma

Quick, excellent service

My dog needed surgery for glaucoma and lens subluxation in both eyes (two separate surgeries). I checked with Healthy Paws multiple times as the case developed to ensure that the surgeries would be covered, and in every interaction, Healthy Paws staff were efficient, helpful, and reassuring. My claim was processed swiftly and I received a reimbursement check in the mail a few days later. The small premium I pay Healthy Paws each month has proved to be more than worth it in terms of my pet's health and my own peace of mind. Highly recommended!
5

out of 5

POSTED: | BY: Brett

Amazing!

Nothing but amazing things to say about this company. Stay away from providers that cap payouts. If you love you furry friends then HealthyPaws is an awesome choice. We have had major surgeries and emergencies for both our dogs and have received nothing but fast, friendly and carefree dealings.
5

out of 5

POSTED: | BY: Regina Briska

So happy I chose Healthy Paws!

I researched many pet plans before I chose Healthy Paws for my new puppy. Of course, I thought I wouldn't need it until she got much older. Well she just had to have major elbow surgery and having Healthy Paws has been great! The claims process is so easy, and they paid all her claims in a timely manner. I will recommend them to friends and family, and now have piece of mind in case anything else happens.
5

out of 5

POSTED: | BY: Brent

Always there when we need them most

Our older lab began severely limping a few weeks ago, and it turned out she tore her ACL. We knew going in to the surgery that it would be expensive, and I can't tell you how many times we've told people how fortunate we are to have Healthy Paws insurance. Every time, claims are processed extremely quickly, and there are never any surprises or gotchas. Their straight-forward approach to insurance has given us tremendous peace of mind.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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