Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,697

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 250
  • 9,697

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: L.C.

Worth it!

We wish we had Healthy Paws for our last dog who was diagnosed with Kidney Disease at six-years-old. We made the decision to obtain pet insurance for our current rescue pup-- and we already know that we made the right decision. The claims process is FAST and EASY! The staff members are always warm, welcoming, respectful, kind and considerate. We have referred multiple people to Healthy Paws based on our appreciation of their excellent service. It is worth it!
5

out of 5

POSTED: | BY: Kathryn Miele

Thank God for Healthy Pets!

Vinnie cracked a molar, which left exposed pulp. Our vet referred us to a veterinary dentist, who recommended a root canal and filling on that tooth. The estimate was nearly $2,000. Ouch! Thank God we have had Vinnie enrolled in Healthy Pets for nearly three years. Their claim filing process couldn't be easier...and within several days we had our check in hand! We will never be without Healthy Pets. It is such a reassuring feeling to know we can afford to take care of Vinnie no matter what happens!
3

out of 5

POSTED: | BY: Debbie

Expensive, lack of info on claims

I have received conflicting information on filing a claim. Everytime I call there is a different story. Rates have skyrocketed in 4 years. This is my first experience with pet insurance but after this dog dies I don't know if it was worth it - at least time it doesn't appear to be the case. I have a couple thousand dollars that will not be covered. When I have paid around $32/mo for over 4 years (rounded), that is $1,600, meaning my cost for this policy is almost $4,000.
5

out of 5

POSTED: | BY: Deena Sharuk

Consistent and Efficient Life Savers

My dog has had two serious surgeries in the course of his life. Both times he was covered by Healthy Paws and both times we were able to put Basha first as opposed to worrying about the costs of these particularly costly surgeries. The instructions for reimbursement are clear and easy to follow, and I consistently feel like I'm working with a group of people (not a corporation) who genuinely care about providing the service for my pet.
5

out of 5

POSTED: | BY: Douglas MacPherson

They do what they agreed to do

I have had some substantial claims for my dogs recently and I want to take the opportunity to give Healthy Paws its due. They process claims quickly and fairly and I think that they deserve the recognition as a company that does what they contracted to do.
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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