Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,719

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 39
  • 250
  • 9,719

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brent

Always there when we need them most

Our older lab began severely limping a few weeks ago, and it turned out she tore her ACL. We knew going in to the surgery that it would be expensive, and I can't tell you how many times we've told people how fortunate we are to have Healthy Paws insurance. Every time, claims are processed extremely quickly, and there are never any surprises or gotchas. Their straight-forward approach to insurance has given us tremendous peace of mind.
5

out of 5

POSTED: | BY: Carol Davis

Healthy Paws is a great pet insurance company

Our Dixie is the sweetest girl in the world. Unfortunately she has a very sensitive digestive tract which requires special foods and medication. She just recently had surgery for a cruciate ligament. Healthy Paws has handled all claims in a very timely manner and seem genuinely concerned for our pets healthy and well being. I highly recommend pet health insurance and in particular Healthy Paws.
5

out of 5

POSTED: | BY: Eran

Promises and deliveres

Submitting claims is easy via an app, claims are processed quickly, and there are hardly ever surprises in terms of coverage. Our pup went through 2 knee surgeries and we were reimbursed nearly 90%. Not only that, a representative reached out to us personally to inquire about her progress. How nice is that?
5

out of 5

POSTED: | BY: Denise

Fantastic Customer Service!

I thought I had great health insurance but I would have to say that our puppy Murphy Brown has better health insurance than I do!Murphy was vomiting and also had diarrhea. She had become dehydrated and needed to be hospitalized. The claim was paid within three days of sending the information.When your pet is sick the last thing you need to worry about is the cost.The process was easy and fast.It can be commuted by downloading the information on your phone. The customer service was outstanding.Everyone was kind and thoughtful and truly made made feel like they knew my Murphy and wanted to help.I chose Healthy Paws because of the customer reviews.It was the best thing I could have ever done for Murphy Brown and our family.The staff even followed up to see how Murphy and I were doing.I wish I could give them higher than a 10 rating.They chose the perfect staff. I am so glad I have Healthy Paws for Murphy Brown.
5

out of 5

POSTED: | BY: John Copeland

Very Satisfied

Our Shih tzu mix "Lola" blew her knee out chasing balls at the park. It ultimately required TPLO surgery and Healthy Paws came through like a champ... picking up all the cost except our deductible. Super easy to put in the claim using the phone app and very fast and friendly service. They even emailed after the surgery to ask how Lola was coming along. Highly recommend.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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