Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,999

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: REE

HEALTHY PAWS offers "ABOVE AND BEYOND" program, benefits and service!

My husband and I, senior citizens, decided to get our Maggie (Havanese) after we fell in love with our daughter's Havanese. We assisted our daughter in choosing the 'best' and know now, the 'RIGHT' pet insurance company. Healthy Paws Pet Insurance goes "ABOVE and BEYOND" to provide the best insurance for pets. We have had two claims already which were handled promptly, professionally and to our satisfaction. Would recommend Healthy Paws to anyone searching for pet insurance.
5

out of 5

POSTED: | BY: jess

Healthy Paws is easy to use, helpful, and truly cares about your pet

Healthy Paws is simple to use, caring, and so helpful! When my pup got sick recently, they were there to help me cover her vet bills, and made it incredibly easy for me to send in claims. They are so easy to use & understand. And they truly care about your pet - they contacted me specifically to ask how she was doing - so awesome! It felt like I had a whole team of people there to help me through such a tough time.
5

out of 5

POSTED: | BY: Missy

Simple process.

I am very pleased with their service. The app was easy to use to submit my claim. The staff was very helpful and professional over the phone. I received reimbursement promptly. It was the best decision I made for my cat.
5

out of 5

POSTED: | BY: Katherine

Thank goodness for pet insurance!

We are SO grateful we have Healthy Paws insurance for our one year old lab. We signed up for the insurance in July, and by October, needed their services. Our dog had swallowed part of a rope toy that badly damaged her intestines. We were looking at emergency surgery that was estimated to be between $10K-$20K. I cannot image how difficult the decision would have been if we didn't have insurance. She made it through surgery and is doing very well now. We submitted all our paperwork easily online, and within 10 days, our claim was approved! They paid 80% of the expenses and were very fast. We cannot recommend Healthy Paws enough! It was a huge weight lifted off our shoulders where we could just focus on our sweet little dog and her healing. Healthy Paws even followed up with us to see how she was doing. The monthly payments are relatively inexpensive so if you can, you'll want to sign up as soon as possible.
5

out of 5

POSTED: | BY: Stacy

Healthy Paws went beyond my expectations.

Oh my God! Where should I start? If I did not have healthy paws as my insurance company my five month old German Shepherd probably wouldn't be alive more than a year. I got healthy Paws based on the reviews and the internet because my veterinarian did not have any brochures about them. They had it about other animal insurance companies. So I did research and did the math and chose healthy Paws Insurance. They were easy and very convenient to not only get my check to get surgery for my german shepherd who needed heart surgery but throughout the whole claim. I've received nothing but professionalism and kindness and concern even after her surgery. Can you believe that they actually emailed me and asked how she was doing? I've never had this kind of service in anything. I am very pleased and amazed how kind they were to me and my puppy. There's no other company I will ever go to again. I highly recommend healthy Paws Insurance. Give them a call and speak to them, you'll see. In regards to the claim it was easy because I could either call them or use the app that they have and do it that way. The surgery was approximately $6,000 (my share was $600) and they were willing to help me decide what method to go by. They actually spoke to the surgeon to make sure that I would definitely be covered before they actually do it and then I would be stuck with the bill. Thank you healthy Paws for making this transaction easy and possible.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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