Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: B Germann

Very Happy

I have a 2 yr old golden that suffered a partial tear to her Cruciate Ligament running around the yard. I tried to avoid surgery and opted to crate rest her for a six weeks at vets suggestion. She had minimal improvement and continued to be lame. She was referred to a specialist for possible surgery. Since she is a young dog we decided to proceed. She had a TPLO procedure done 7/19 . The surgery was almost $5200. Thankfully I had Healthypaws insurance with the 90 % coverage plan. Healthypaws covered $4600 of the cost. She is now just 4 weeks post op and doing great. I was able to process my claim on line and submit my vet paperwork on line. I have always had insurance on my goldens for the past 25 years. I have had AKC and Pets Best. Healthypaws is by far the easiest and have yet been denied any condition I have submitted for. I like that they have an annual deductible , not per incident like they did with Pets Best. They don't cover the "Vet Examination " portion but that is minimal compared to treatment, procedures & medications
5

out of 5

POSTED: | BY: Kelli Fowler

We love Healthy Paws!

Our 2 year old Labrador had to have three cysts removed and biopsied. Thankfully they were benign! Healthy Paws made the claims process so easy and stress free! We are so happy that we made the decision to go with Healthy Paws when she was a puppy!
5

out of 5

POSTED: | BY: Leslie

Best Pet Insurance There Is!

My dog had to go in for a MRI that cost $2900.00. I was so nervous about my pet's well being, the procedure and the cost. Healthy Paws took care of everything so quickly I could just focus on my dog's care. I was an absolute wreck and they made me feel so much better. I can't say enough great things about Healthy Paws!
5

out of 5

POSTED: | BY: Nina Savelle-Rocklin

Wonderful company!

Outstanding!!! I wish my health insurance is as good as the insurance my dog has through Healthy Paws. My Great Dane has had two surgeries after eating 1) socks and 2) corn on the cob with a cob holder prong in it - and both times the people at Healthy Paws have been amazing. They are quick to reimburse and also very caring. When I called customer service to see if they'd received a claim, the rep saw how huge the bill was ($8000) and offered to expedite it. Amazing!!! They also checked in to see how Zane is doing, post-surgery. I hope you never have to use pet insurance but if you want to make sure your pet is covered, Heathy Paws is the way to go. Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: Brad &

Highly recommended for every pet owner!

Can't say enough good things about Healthy Paws' benefits, service, fair premium, business practices, people and integrity. After researching different pet insurance companies and plans, we chose to insure our 3 year old lab mix with Healthy Paws. Based on my experience with "human insurance", I expected a lot of pain if we ever needed to use it. Well, we needed to submit 2 separate claims a year apart: cracked tooth extraction ($350) and torn CCL requiring a TTA knee repair ($4,700). Both claims were resolved and paid quickly, with minimum documentation and hassle...and without the sort of "exclusions" or "adjustments" normally seen with human insurance. Healthy Paws communicated fully about our claims status and their website is easy to navigate. Finally, the Healthy Paws people are actually super helpful. A great service that EVERY pet owner should have. I can't thank them enough for being there when we needed them and recommend them highly for peace of mind!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review