Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,704

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 246
  • 9,704

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jake

Best pet related decision I've ever made

Recently we had one of our fears come to light. Our Bichon/Shi Tzu mix [Victor] woke up one morning not able to use his back legs. We made an emergency run to a surgeon and discovered he had a bulging disc pushing against his spinal cord and needed immediate surgery. We decided to proceed with the procedure since we had insurance and he is far too young to put down. Once we knew Victor was going to be OK, my worry turned to the insurance claim and how hard it was going to be to get reimbursement. I submitted the claim 3-4 days after the surgery, online, a very easy process. I had all my documentation and had to get my full vet records sent over. Then I waited for what I thought was going to be a battle with a large agency to get recovery. Then to my surprise, there was no battle, no questions, no refutes. Healthy Paws acknowledged the difficult time we were having with Victor, and processed our claim. Healthy Paws paid the full amount according to my policy and had the check in my hands before Victors recovery period (4 wks) was done. Now Victor can walk, run, & play like before, and we can rest assured that we have a great insurance firm that will stand by their claims should something terrible ever happen in the future
5

out of 5

POSTED: | BY: Jenn

This team is great and I am so thankful we chose Healthy Paws!

My 1 and half year old French Bulldog was diagnosed with epilepsy after a series of seizures and a three day stay at the vet hospital. The team at Healthy Paws was fantastic, they always called us back within a few minutes and processed our claims very quickly and efficiently. It was once less thing we had to worry about during a very stressful time. They also reached out to check and see how we and our dog were doing, which was extremely thoughtful and greatly appreciated. We love Healthy Paws and I'm so thankful we chose them!
5

out of 5

POSTED: | BY: Daniela Caldarello

Amazing service and claim response

We have had our Akita pup for 2 1/2 years now, we got healthy paws shortly after picking up Callie! We are so grateful for healthy paws, Callie has been thru a lot. She had knee surgery last year and we don't know what we would've done if we didn't have Healthy Paws behind us! Just recently Callie had a terrible upset stomach, that required blood work, xrays, and some IV treatments, again Healthy Paws was there for us! Filing a claim couldn't be easier and there claim is so QUICK! I can't say enough good things about this company! I will tell anyone who will listen how GREAT they are!!!!!! Thank you healthy paws!
5

out of 5

POSTED: | BY: Ruby Sioux

I'm so thankful we chose Healthy Paws!

My 1 and a half year old French Bulldog was diagnosed with epilepsy after a series of seizures and a three day vet hospital stay. The team at Healthy Paws was fantastic, they always called us back within a few minutes with clear answers to MY coverage questions and processed our claims very quickly and efficiently. It was once less thing we had to worry about during a very stressful time. They also reached out to check on our dog, which was really thoughtful and very much appreciated. This team is great and I am so thankful we chose Healthy Paws!
5

out of 5

POSTED: | BY: Becky

Healthy Paws 2016

I have had Healthy paws insurance for my dog since 2013, knowing that there was a possibility at some point that she would need medical treatment I could not afford on my own. I pay $33 a month and have a 90/10 split with Healthy Paws which came in really handy when my dog started developing partial seizures and needed some very expensive tests in order to confirm her diagnosis. I like that I didn't have to choose between my dogs health and going broke. Healthy paws processed the claim within 4 days and mailed me a check within a week. I have never had a problem trying to get them to cover something, or had them split hairs over what could be covered. Highly recommend to any pet owner looking to insure their pet.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review