Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Dayna

Why it really is worth it to have pet insurance...

If you have ever met Piper, (or ever watched one of our videos) you know she is a crazy, rambunctious, maniac bowling ball of a dog who constantly runs around, barks, jumps on everything, smashes into cabinets, and then rolls over for you to pet her belly. So when we found her silent and shaking in the kitchen 2 weeks ago, we knew something was up. The hardest part about caring for animals is that they can't tell you what hurts so its often a guessing game of trial and error to help them feel better. And when you have a tough little meatball like Piper who is active & alert, even when she isn't 100%, its even harder to know what's working and what isn't. For those of you following Pipers story, we finally got to the bottom of her symptoms yesterday after a second trip to the neurologist to get an MRI. She's been walking crooked (albeit with a really cute head tilt) for the last week, and even though she as in good spirits, we just knew something was still off. Her MRI revealed a nasty inner ear infection that had burst her ear drum and the infection has started to "leak" into her brain. I know. Sounds scary AF. And it is. But luckily, we think we caught it just in time, and after 8 week on antibiotics and steroids, she should be ok. (All fingers crossed, prayer & good vibes sent please). I also want to do a shout out to @gohealthypaws Insurance. I have debated over the years if pet insurance is worth it, but I will say, in a moment like this, when you are about to spend thousands of dollars on tests that may or may not work, I was really grateful we had great insurance and money was not one of the deciding factors. Because, honestly, if we didn't get that MRI, we may not have known what was going on in time to treat it effectively. The difference between being able to give her the very best care and "waiting a few weeks/days to see how she improves" quite literally saved her life.
5

out of 5

POSTED: | BY: Jan

Healthy Paws is a Lifesaver

Healthy Paws is a silver lining when our cat was seriously injured. In the panic at first I actually forgot I had this insurance but knew I had to save our pet. Once we learned he would survive but needed a difficult surgery,I remembered Healthy Paws. What a relief. Filing a claim is as easy as taking a snapshot. Claims are processed in a few days and paid quickly as well. Staff are kind,helpful and genuinely care. I would recommend this company to every pet owner.
5

out of 5

POSTED: | BY: Natalia

Best investment ever

Awesome pet insurance, easy claim processing and fast payment, customer service is great and the terms you pick are exactly what you get, no hidden exclusions. For my English Bulldog no breed related issues are considered pre-existency, and as long as the condition wasn’t present when you get the policy it will be covered. I have 90% reimbursement with a $200 deductible and with a recent trip to the ER it allowed me to be only concerned about my dog. I can’t say enough good things about this company
2

out of 5

POSTED: | BY: Jess

Deductible is high and we received no money back

We pay about $60/month for insurance. Every claim I file I get no money back (nothing has been covered) deductible is $500/year. I know my dogs are young and healthy, but so far it’s been a waste of money. Neither spay was covered along with exams, vaccinations, flea and tick medication. Every time my dog gets sick, the vet bill is like $200 and I get no money back from them
5

out of 5

POSTED: | BY: Rhonda

Healthy Paws pet insurance providers are AMAZING!

I am so thankful for Healthy Paws pet insurance. My bulldog has chronic pneumonia, among other health issues. The staff at Healthy Paws has been so caring and wonderful to work with. They reimburse us immediately upon receiving a claim. If I have any questions, they are always kind, compassionate, knowledgeable, friendly, and professional. They even email me just to see how Cash is doing. They send him hugs too!! We have been with Healthy Paws for 3 years now. They have become my dog's "Healthy Paws Family." I often say if it weren't for Healthy Paws, we would probably have to surrender our bulldog due to health care costs. Knowing Healthy Paws has us covered has meant that we get to keep our bully baby. I highly recommend Healthy Paws for your pet insurance providers. You won't be disappointed.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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