Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,729

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 32
  • 247
  • 9,729

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diana

Healthy Paws the Bset Insurance I've Had Yet!

Adopting special needs pets (homeless and otherwise)is my passion. But like people, pets get sick too, so for me pet insurance is a must have. A large part of being a pet parent is insuring that you don't have to choose between good health and your personal finances. I have had other pet insurers, but Healthy Paws is by far the best yet. They provide a range of affordable coverage, and my last claim was processed in less than twelve hours! Thanks Healthy Paws!!
5

out of 5

POSTED: | BY: Sandra Cole

Healthy Paws is top-notch!

I signed up my 2 yr old Golden Retriever as a young puppy. After paying out of pocket for cancer treatments for our previous dog, I wanted to give pet insurance a try. I did a lot of research, and ended up selecting Healthy Paws. So glad I did! My 2 yr old just had bilateral arthroscopic surgery on his elbows due to elbow dysplasia and FCP. This type of diagnosis requires specialized orthopedic surgeons. From the time we received the diagnosis, I could focus solely on doing what needed to be done to ensure my dog received the best care, without worrying about the hit to the bank account. So far, the hospitalization and surgery totaled just under $3500. As soon as I received the invoice, I passed it on to Healthy Paws. Within 3 days, I had a response. They covered everything but the exam fee (as is clearly stated in the contract) and a check for $2700 was on its way. But that isn't the end of my story. A few days later, I received an email from a Healthy Paws team member inquiring how my dog was doing. This was not an automated email. The note was specific to my dog and my response prompted another reply. This top-notch response and customer care really distinguishes Healthy Paws in my eyes. I have confidence that as my dog recovers from surgery, any other needs that he may have (such as PT) will also be covered, without breaking the bank.
5

out of 5

POSTED: | BY: Dan

Peace of mind

I have always been a huge proponent of having pet insurance. Ive worked with other companies in the past, but, Healthy Paws always makes the process very simple. I never have to stress about what is or is not covered. I have a $100 annual deductible, 90% reimbursable for any claim, less the doctors exam fee, the rest is covered, period. Highly recommended!
5

out of 5

POSTED: | BY: Alex Snyder

Healthy Paws is THE BEST

I cannot say enough great things about Healthy Paws- they have been rated #1 a few years in a row for a reason. I had pet health insurance with another company with my dog that has since passed (when I rescued her, she came with it) and it took SIX weeks to get my reimbursement check. With HP, my reimbursement check arrives about a week to 10 days after I have submitted my claim. This is unprecedented. In fact, their app is SO easy to use -just take a picture of your bill and send- that I received an email two hours later that my claim had been processed! Incredible! Healthy Paws is reasonably priced as well that you would be a fool not to get it. It takes two seconds to sign up online as well. My vet is now going to promote them as I have expressed how much I love HP every time I am there. You never think something awful is going to happen to your pet until it does and it comes with a $3,000.00 bill (or more). If you have Healthy Paws you don't have to worry as they will cover 90% of it!!!!
5

out of 5

POSTED: | BY: Kirstin Friedman

Wonderful customer service and response time

I have nothing but positive things to say about Healthy Paws! I did a lot of research before deciding to go with them over other insurance companies and I am so glad I did! Healthy Paws customer service team is kind, easy to get ahold of and have handled my claims very quickly. They also checked in to see how my kitty was doing after his surgery! Filing claims on the Healthy Paws app is so easy and fast! I highly recommend!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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