Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,687

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 33
  • 254
  • 9,687

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carol

Peace of mind

My rescue pup had a lump on his rear end. It had to be removed because it could get bigger and needed to be biopsied to make sure it wasn't cancerous. This was my first claim with Healthy Paws and it couldn't have gone any better. Submitting my claim on the phone was so easy. I received an email promptly telling me it was being reviewed and I received a check in the mail within ten days. Customer Service followed up to see how he was doing. The lump was not cancerous and pup is doing great! I have recommended Healthy paws to all my friends with pets and I am so glad we signed up for it.
5

out of 5

POSTED: | BY: Rachel Mayeda

Purr-fect Pet Insurance

When Boom-Boom fractured his canine due to an accident, he had to have oral surgery to extract the tooth. Healthy Paws covered a large percentage of the procedure, which was expensive. Healthy Paws processed my claim form so quickly, in just a few hours! Boom-Boom has recovered from his surgery; he is running around outside, catching mice, and eating well. Two-and-a-half years ago, Boom-Boom appeared on the doorstep of our Tibetan Buddhist community; he was a homeless stray. We gave him a loving home, and thanks to Healthy Paws, we were able to give him excellent healthcare. By purchasing pet insurance from Healthy Paws, I am supporting their mission to find homes for homeless animals.
5

out of 5

POSTED: | BY: Jay Biederman

Best Investment I Have Made for My Cats

When I adopted my kittens last summer, I was trying to decide whether to get pet insurance of not. At first, I thought that I would pay out more than I would ever spend on claims. I looked around for insurance and found Healthy Paws. It turned out that the monthly payments were very reasonable for the 2 kittens, so I decided to go with it. I am happy that I did because about a month ago, one of kittens were playing and all of a sudden, she started limping. I took her to the vet and it turned that she cracked the head on her femur bone. The medical bills came to over $2,000.00 and, except for the $250.00 co-pay, Healthy Paws paid 80% of the bill. It was terrible that I had a cat that needed surgery, but at least I didn't have to worry about how to pay for it. The insurance through Healthy Paws is the best investment I could have made for my kitties.
5

out of 5

POSTED: | BY: Debbie Murphy

Puppy diagnosed with kidney dysplasia

I wasn't sure if I really needed pet insurance for a 3 month old puppy but thought it would be a good idea just in case. I am so happy I did because he has been diagnosed with kidney dysplasia and will need a lot of medical treatment . With healthy paws I will be able to give him the care he needs. It is so easy to submit claims and they reimburse quickly.
5

out of 5

POSTED: | BY: Jake

Best pet related decision I've ever made

Recently we had one of our fears come to light. Our Bichon/Shi Tzu mix [Victor] woke up one morning not able to use his back legs. We made an emergency run to a surgeon and discovered he had a bulging disc pushing against his spinal cord and needed immediate surgery. We decided to proceed with the procedure since we had insurance and he is far too young to put down. Once we knew Victor was going to be OK, my worry turned to the insurance claim and how hard it was going to be to get reimbursement. I submitted the claim 3-4 days after the surgery, online, a very easy process. I had all my documentation and had to get my full vet records sent over. Then I waited for what I thought was going to be a battle with a large agency to get recovery. Then to my surprise, there was no battle, no questions, no refutes. Healthy Paws acknowledged the difficult time we were having with Victor, and processed our claim. Healthy Paws paid the full amount according to my policy and had the check in my hands before Victors recovery period (4 wks) was done. Now Victor can walk, run, & play like before, and we can rest assured that we have a great insurance firm that will stand by their claims should something terrible ever happen in the future

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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