Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,742

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 250
  • 9,742

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa Scott

Best Customer Service Imaginable!!

Why can't more companies be as fabulous to deal with as Healthy Paws Pet Insurance!!! Wonderful, personalized customer service with a great level of attention and thought. I just submitted my first claim, received personalized status emails along the way and had claim approval very quickly. The process is very straightforward and easy to follow. Would highly, highly recommend for pet owners looking to insure their furry ones!!!
5

out of 5

POSTED: | BY: Brittany

Healthy paws pet insurance is my hero!

Healthy paws pet insurance is the absolute best insurance company I've ever had the pleasure of working with. My 7 month old yellow lab had to have emergency surgery and not only was making a claim extremely easy (they have an easy to use app for your phone) but we received a reimbursement check within 10 days! They were even kind enough to inquire about my pets recovery and health. I could not be happier with Healthy Paws insurance and will be recommending them to every pet owner I know! Thank you healthy paws!
5

out of 5

POSTED: | BY: Bethany

PHENOMANAL

Healthy Paws is hands down the best pet insurance company in existence! They couldn't be any better. This is coming from someone who works in the insurance industry herself, so I know what good insurance looks like. Healthy Paws is the most affordable and has the best coverage. I only pay $16 a month per kitten. With other companies I did price quotes on, It would have been $40 a month per kitten. Best of all, Healthy Paws recently made a very traumatic night, not quite so traumatic. My little boy, Phillip, spiked a 106 degree fever. I bawled my eyes out in the vet's arms, I couldn't eat, I couldn't sleep. The one bright spot in that horrible night was knowing that I would be partially reimbursed for the $1,200 medical bill I was putting in my credit card. Fortunately, my little boy pulled through and was able to come home, where he belongs, the next morning. Healthy Paws processed my claim and mailed me a check all in less than a week. They paid for everything they said they would without argument. They didn't even raise my preimum, which they apparently never do for making claims. THEN, they sent me an email, with no hidden agenda, but to simply ask how Phillip was doing. That was going above and beyond. THE BEST INSURANCE COMPANY EVER. 50 million stars out of 10. If you love your furbaby, show them how much you love by insuring them with Healthy Paws. They WILL be there for your baby in the darkest hour.
5

out of 5

POSTED: | BY: Justin

Wish they were my insurer

I couldn't be happier with this company and I recommend them to any and EVERYONE getting a new pet. Not having pet insurance simply isn't responsible when it's as cheap as Healthy Paws is. I'll never have to make a financial decision about the health of my pets ever again. On top of that, the claims service is ridiculous (never taken more than a week to get reimbursed) and their customer service is outstanding. They havent denied me for anything (and one of my dogs has had quite a few claims).
5

out of 5

POSTED: | BY: Kate Leonard

Highly recommended

I am so impressed by this company. They turn around the payments within days.. Once you hit the $250 deductible, they cover 90%. Just not for the exams, but that is clearly stated in my policy. My vet submits the claims and I am reimbursed within a few days. If I ever have questions, a friendly person answers the phone without a litany of "press 1 for this, or 2 for that". It eases my mind to have pet insurance and although I hate to have situations where I have to use it, it is one less stressor when my pup is hurt or sick. Healthy Paws is GREAT.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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