Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Chet Falk

Exceptional

Healthy Paws is truly an exceptional company. I am an insurance agent with 17 years of experience. My dog, Romeo an Am Staff, blew out his ACL and required surgery. I called to see what type of pre-authorization was required and what pricing limits I could expect. Neither applied, I was told to use the surgery center of my choice, and as long as I met the eligibility requirements, Healthy Paws will pay 90% once my deductible was met. Once the surgery was completed, I submitted my paid invoice. I had previously submitted all of his medical records to speed up the process. My claim was approved, and a reimbursement check was mailed out within two weeks. I am beyond pleased. If only my health insurance were this simple and efficient.
5

out of 5

POSTED: | BY: Mike Gleason

The Absolute Best Pet Insurance Out There

Rider, our German Wirehaired Pointer suffered a severe life threatening heat stroke this summer. He pulled through thanks to the amazing emergency care he received at the local veterinarian hospital. Rider is now back to normal and bounds through the house like a deer. We are especially happy with Healthypaws Pet Insurance & Foundation. The folks at Healthpaws were thorough, attentive, and caring throughout this whole ordeal. The payments to cover the Vet bills were sent promptly. and this was most appreciated. Our research in choosing a pet insurance company was spot on. We have no doubt we chose the best pet insurance company out there. Regards, Mike and Robin
5

out of 5

POSTED: | BY: Joshua Myers

Best insurance ever

I cannot say enough about this company. My dog had ACL surgery and needless to say it was expensive. They not only expedited my claim but sent a personal email to check on him. You need to get them
5

out of 5

POSTED: | BY: Kate B

Easy and reliable safety net for those unexpected problems

My youngest dog has tested Healthy Paws thoroughly in just a year and a half. Twice she's needed unexpected surgery, and another time we had to rush to an emergency clinic. I had so much peace of mind knowing that cost wouldn't be a deciding factor in her treatment , that I could do whatever was required because I knew that Healthy Paws would come through with a major portion of the expense. And they did - each time - quickly and easily. I can submit a claim from my phone before I even leave the vet's office, and very soon the check is in my mailbox. (And I have used another insurance company with two previous dogs, and it was so much harder to get claims processed and they would inexplicably exclude things so I always worried about what would be covered.) I will certainly continue using and recommending Healthy Paws now.
5

out of 5

POSTED: | BY: Rob

Soooooo Glad I purchased Pet Insurance

I can't say enough about Healthy Paws they were there for us in our time of need and did not hesitate in paying claims. We Have a puppy Layla who first had a tick born illness (Anoplasma?) and then later decided to eat a metal paper clip that she was unable to pass on her own and needed surgery. These were both costly procedure (almost $3000) and Healthy Paws held up their end of the bargain and paid the claims within a couple weeks. Great Carrier and I highly recommend. Thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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