Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Noriko Nakanishi

Best Pet Insurance

Search no more for pet insurance for your beloved pet! Healthy Paws ought to be your choice of your pet insurance. I cannot tell you how happy I am with Healthy Paws. I truly hope that you don’t need to use pet insurance, but when you do, Healthy Paws has your back. Their reimbursement process is lightning fast, and when you have a question, they get back to very quickly. Everybody at Healthy Paws are super nice, friendly, compassionate and empathetic.
5

out of 5

POSTED: | BY: Beth Erickson

They are a reliable and caring company

Healthy Paws is an outstandingly reliable pet insurance for the pooch! I was terribly scared when my two year old puppy got pneumonia. I rushed him to the hospital where he stayed for 3 days so he could be under supervised professional care. The final bill came to over $5000. While we were able to pay the bill, it was a huge relief to know that Healthy Paws is there and will reimburse me a good chunk of that change. I cannot say enough good about this service! They deserve an A+ in my book.
5

out of 5

POSTED: | BY: Sondra

Get Healthy Paws Pet Insurance today!

I have had Healthy Paws Pet Insurance since 2008 on all of my pets. Although I was initially skeptical about the benefits of pet health insurance versus the cost, I am now a strong advocate of pet health insurance. I urge all of my friends and acquaintances to get it on their pets. I even tell strangers about it when the opportunity arises. Why am I so convinced of the benefit of having pet health insurance? Let me tell you about a couple of my experiences! I insured Ginny, a mixed-breed cat I adopted as a kitten, with Healthy Paws Pet Insurance when she was several years old in 2008. Ginny was totally healthy at the time. However, as Ginny got older, she developed diabetes. Her insulin alone was approximately $170.00 per vial. In addition to the insulin, I had to take Ginny to her vet initially for routine glucose curves and readings, and I had to buy syringes on an ongoing basis. In 2014, Ginny was diagnosed with a rare form of cancer (i.e., rare in cats). She was referred to the University of Georgia, where she was treated on an ongoing basis for the rest of her life. Before Ginny passed in December of 2016, she was also diagnosed with IBD (irritable bowel disease), which created additional serious issues that needed to be treated. Although the IBD accelerated Ginny’s death, her cancer had been in full remission for quite a while and she had been living a quality life until late in 2016. Healthy Paws Pet Insurance made it possible for me to provide Ginny with the best possible care, including specialist care at times, which not only extended her life while simultaneously providing quality of life, but also gave me peace of mind in knowing that I was doing everything possible to help her. Another pet, Coco, a Papillon mix, had a herniated disc. I made every effort to avoid putting her through surgery, including cold laser therapy, acupuncture treatments and an anti-inflammatory medicine, but ultimately her pain continued to increase, and surgery became the obvious best option to provide Coco with pain relief and a chance at living a long and quality life. Coco’s back surgery was performed by a veterinary neurologist earlier this year. The total cost was $6,000 and thanks to Healthy Paws Pet Insurance, I was quickly reimbursed for the majority of the $6,000. Healthy Paws again made it possible for one of my pets to live an extended life with great quality. Coco has fully recovered from the surgery and is back to her normal antics chasing
5

out of 5

POSTED: | BY: Nicole

Healthy Paws Pet Insurance is Outstanding

I can not recommend Healthy Paws Pet Insurance more highly! The company is absolutely outstanding, they are 100% dedicated to helping families ensure that their beloved pets receive quality medical care. When your pet is sick or injured Healthy Paws is right by your side...from the ease of submitting an veterinary invoice, to the speed at which they review & process claims and to the genuine concern they show for your pet's health & well being.
5

out of 5

POSTED: | BY: Anna

Healthy Paws provides excellent emergency coverage

Healthy Paws covered ~1400 out of a ~1700 emergency vet visit. I pay ~45 monthly which is fairly expensive, but it is worth it. My mixed breed dog is eligible for a $100 yearly deductible and 90% coverage of eligible expenses thereafter. They don't cover stuff like flea prevention or vet visit fees, but their coverage for illnesses and accidents provides peace of mind and reassurance that you can choose high quality vets for your dog. Their app is easy to use and submitting claims is as easy as taking a picture. Customer service responds fairly quickly to questions, and you get reimbursement info after 1 to 2 weeks. Highly recommend.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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