Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,729

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 32
  • 247
  • 9,729

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Why can't humans have coverage this great?

I have a six year old Hungarian vizsla who needed two pre-malignant tumors remover, and after everything, surgery, labs, X-rays, medications, the bill was in excess of 4,000$, and I kid you not, Healthy Paws covered what they promised- 90% of all of it. They are the best! Highly recommended!!!
5

out of 5

POSTED: | BY: Roslyn Leopold

Thank you!

I am so impressed with Healthy Paws Insurance! We found out our Golden Retriever, Gracie, had cancer and needed surgery. Our claim was paid right away and they even emailed us, asking how Gracie is doing! I am so impressed with their efficiency and professionalism.
5

out of 5

POSTED: | BY: Marika VanderSmith

Best Insurance Available!

They are quick in reimbursement.My doggie needed to have some lumps removed and due to the location it required a specialist. I am very happy with the policy as it allows me to make the best decision for my pet and not be worried about cost.
5

out of 5

POSTED: | BY: Kim M

Stellar Experience with Healthy Paws

My experience with Healthy Paws has been phenomenal! When I first got my dog there was the question of whether to get pet insurance, or whether to hope for the best - my dog is young and healthy. After many hours of reading reviews on several pet insurance providers, I decided to purchase a policy from Healthy Paws. They had a good range of plans, and I was able to find the one that worked for me very easily. My dog has been an absolute joy, but things got scary a month ago, and he needed emergency care and some very expensive tests. Every person that I have called at Healthy Paws has been so attentive, efficient in helping me, and so very caring. This made such a huge difference when I was upset about my dog's health. My claims were so easy to file, and they were all handled VERY promptly. My dog is on the mend, and improving daily. I am so glad that I got a policy with Healthy Paws, everybody there was so wonderful to deal with - the customer service has been stellar!!
5

out of 5

POSTED: | BY: Csilla Merrill

Best Company

My German Shepherd Nero had 2 torn ACLs within a year, about $3000 each. Healthy Paws covered 90% of the cost (per my policy). Quick return, quick handling of the claim. I have used them for my female German Shepherd Ally (over the rainbow bridge now), including her final bill (sad), which was over $4000. I was with another Insurance company a few years ago, they (and pretty much all others) have a limited amount they will cover, which is not very reassuring when your bill goes into the many thousands. Both my current shepherds are insured with Healthy Paws and I recommend them to everyone with a dog.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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