Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,727

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 32
  • 247
  • 9,727

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Gary Wilson

Setup Fee

I just ordered insurance for my Border Collie puppy through Healthy Paws. After I purchased the insurance, I received an email confirmation that also stated that they charged my credit card a $25.00 setup fee. Even though this fee is small, the fee was not disclosed on their website and it seems dishonest to me for them to assess a charge without telling you about it up front. I purchased insurance through this company because of their high ratings but this is not a good way to start out a business relationship by adding hidden costs to the policy. Consequently, I am giving them a 2 rating for dishonesty. I may raise their rating later if I have a claim and they perform well.
5

out of 5

POSTED: | BY: Tom &

Couldn't be more pleased

Our 12+ year old lab had a growth on his eyelid causing him extreme discomfort. His pre-op testing and surgery were all covered under our plan (90%) and the claim was processed the same day I submitted it. I had the check within a week of the surgery. In the 5+ years we've had Healthy Paws insurance, we have filed many claims for diagnostics, medicine etc. and all have been handled quickly and efficiently. The few times I've had to call for some clarification, I have always had a pleasant experience with the claims team. We highly recommend Healthy Paws insurance.
5

out of 5

POSTED: | BY: NINA CORONA

PHENOMENAL!!!! HIGHLY RECOMMEND!!

I cannot say enough about how fantastic Healthy Paws insurance is. I have had other pet insurances previously, and they simply did not compare. Our claims are handled extremely quickly (often within hours), and the customer service is phenomenal. Our cat was diagnosed with a rare illness, and Healthy Paws responded efficiently and with care and genuine concern for our pet. I highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Julie Hernandez

Better than my personal health insurance

HealthyPaws is the BEST health insurance for your pet. Everything promised is delivered, without question. The reimbursement check for my pet's latest procedure came within 10 days! He didn't even have his sutures removed yet.I love that they have no limit on coverage and that they give back to homeless pets in need. I contemplated insurance for my pets for a very long time (whether it was really necessary or not). I'm so glad that I chose to do it. If you do anything more for your pet in the year besides vaccines, get this health insurance! It makes decisions like testing, surgery, visits to the vet so easy to make!
5

out of 5

POSTED: | BY: Steve

Pet Insurance Made Simple

Did exactly what they said they'd do. I've had HP for about 18 months with no claims. Once I easily submitted a claim online, they verified history with my vet, approved the claim, and mailed me a check. Whole process took about 10 days.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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