Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,713

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 40
  • 251
  • 9,713

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michele Washington

Healthy Paws is awesome!

Claims processed quickly and the mobile app allows access to check claim status. The best part is that after my dog's recent surgery I received an email to see how he was doing...unheard of from an insurance company! Made me feel good to know they care!
5

out of 5

POSTED: | BY: Michele Washington

Healthy Paws is awesome!

Claims processed quickly and the mobile app allows access to check claim status. The best part is that after my dog's recent surgery I received an email to see how he was doing...unheard of from an insurance company! Made me feel good to know they care!
5

out of 5

POSTED: | BY: Thomas Vitale

First Class Through and Through

First class through and through. Healthy Paws has a different approach from the other companies I looked at. Most companies will have a catalogue of types of injuries, caps on reimbursement, and deductibles. It was very complicated and confusing. Healthy Paws was simple. If it is an expected expense (vaccines, fixing, or mandatory check ups) they do not help. But, anything unexpected, no caps or restrictions, there is coverage. My puppy Loic broke his leg, and the vet told me if he did not have $4,500 surgery, he would most likely not be able to walk on his back hind leg. Having insurance is one thing. However, having Healthy Paws is completely different. I called them and spoke with Ryan, and he was in constant email contact with me helping me to get the claim filed. I simply had to send them scans of the invoices, and within a week, I had a reimbursement check in the mail. They kept me updated every step of the way. To put the cherry on top, I received an email after all was said and done which simply inquired about how well Loic was recovering from his surgery. Really made me feel like they cared about Loic and my wellbeing.
5

out of 5

POSTED: | BY: Katie Olson

Healthy Paws Pet Insurance is the best!!

My dog recently had spinal surgery which required expensive diagnostics and then the surgery itself, including several days in the hospital. After he was released, he needed extensive rehabilitation, including hydrotherapy and acupuncture. Healthy paws has covered everything, and they have reimbursed me right away, with no hesitation. And to top this off, they emailed me to see how he was getting along, and to wish us well, and send hugs to him. They are genuinely concerned with his health! I could not be more pleased with Healthy Paws, and I love the peace of mind I have since I have coverage by them.
5

out of 5

POSTED: | BY: Thomas Vitale

First Class Through and Through

First class through and through. Healthy Paws has a different approach from the other companies I looked at. Most companies will have a catalogue of types of injuries, caps on reimbursement, and deductibles. It was very complicated and confusing. Healthy Paws was simple. If it is an expected expense (vaccines, fixing, or mandatory check ups) they do not help. But, anything unexpected, no caps or restrictions, there is coverage. My puppy Loic broke his leg, and the vet told me if he did not have $4,500 surgery, he would most likely not be able to walk on his back hind leg. Having insurance is one thing. However, having Healthy Paws is completely different. I called them and spoke with Ryan, and he was in constant email contact with me helping me to get the claim filed. I simply had to send them scans of the invoices, and within a week, I had a reimbursement check in the mail. They kept me updated every step of the way. To put the cherry on top, I received an email after all was said and done which simply inquired about how well Loic was recovering from his surgery. Really made me feel like they cared about Loic and my wellbeing.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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