Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Katinka, our Shepard-mix dog, was adopted from a nearby pound. She was found in a ditch, tiny and about 6 weeks old. Now, a good year later, she is a big beautiful dog. But her teeth didn’t develop correctly, she is missing a lot of the protective enamel on her teeth (enamel hypoplasia). A specialist could improve this by protecting her teeth with a sort of lacquer - a resin bonding. We made an appointment with a dental specialist. They made an x-ray and found in the back of her mouth 2 blocked teeth, and these had to be taken out. Healthy Paws covered a very large portion of this whole big procedure ! (pre- operation blood work, x-rays, anesthesia, surgical extraction, treatment for the enamel hypoplasia).
We are happy that we got Katinka’s teeth protected and prevented the likely problems down the road. It did work out well to have Katinka insured with Healthy Paws.
For sure, it is a very good feeling to know that our two dogs and two cats are covered well!
We are very glad we have insurance with Healthy Paws for all our lovely furry pals.
5
out of 5
POSTED:
| BY: Ana
Totally recommend healthy paws.
I'm a student with a limited income and my dog means everything to me. Getting my girl insurance was one of the best decisions I've made. My doggie is very healthy but turned out to be an orthopedic mess. Healthy Paws has helped me greatly in providing her the best medical care available. She has undergone surgery for both elbows and recently got her ACL repaired, and healthy paws has covered 90% of these two expensive procedures.
5
out of 5
POSTED:
| BY: Jon
They are good, but have been slow to pay claims
Healthy Paws gets a "9" instead of a "10" because we've had several claims for repeat treatments relating to a UTI -- and it has taken too long to recent the reimbursement checks. Longer than a month for the most recent claim. The coverage is good and the premiums are reasonable, so I can't complain too much.
5
out of 5
POSTED:
| BY: Phillip
Pet insurance you can trust
Thanks to Healthy Paws our Gracie has fully recovered. The expediency in processing our claims has confirmed to us the honesty and integrity of their company.
5
out of 5
POSTED:
| BY: Lauren Clack
So glad I found Healthy Paws when I did
Get pet insurance! I cannot tell you how invaluable it has been for me and my animal. Actually, I can! Let me tell you my story.
I grew up with many, many animals. Most of them were 90-100% outdoors (dogs, cats, horses...) and not one of them (specifically the "house" animals) ever got sick or in a bit of trouble in their lifetimes!
I was the prime candidate for thinking "Pfft I do not need pet insurance."
But shortly after finding my Bengal kitten, and after months of unemployment, when I finally landed a job, I thought "yanno, it's $15/month, what do I have to lose, especially in these early years." I now pay about $21/month after several years with Healthy Paws, but I will never cancel my insurance with them. Little did I know that I would have so many interesting troubles with my furbaby! And furbaby he is to me. We've gone through a leg amputation, several urniary tract problems, and other minor "emergencies" that all forced me to put in a claim with my insurance.
Not only are they extremely quick to process my claims, they are so completely empathetic and sympathetic of whatever new situation we happen to be in. And they never fail to send a personal email asking how we're doing once everything is said and done. The level of care I've received from Healthy Paws these last 4+ years has been everything to me to help me take care of my animal and making sure I'm not in some pickle that would force me to either put him down or find a less-than-desirable solution to his issue.
Some insurances cover the basic/preventative care and some cover the emergencies. This one is the latter. I'm not sure if there are insurances that do both, but in all my research and re-research over the years, I have not found a better value or company than Healthy Paws. They have my lifetime support for any current and future pets, that's for sure!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.