Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,715

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 40
  • 251
  • 9,715

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marti Castro

Above and beyond the normal process!!

Our Coco Bella came home from the groomers about 3 months ago and a few days later she started limping every time she would get up after resting awhile. A trip to the vet determined that she had torn her cranial cruciate ligament which is located inside the (knee)joint and is responsible for maintaining a stable joint. They did a major surgical procedure called a TPLO.It was so great having Healthy Paws on our side. The best decision I every made was getting her covered by Health Paws Pet Insurance. The went beyond the normal claim process to help us pay for all of Coco's cost with out having to deduct money from our saving. Healthy Paws Pet Insurance personal totally understands their clients concerns and needs. Thank you again for your helpfulness with our Coco's expenses.
5

out of 5

POSTED: | BY: Zerina C.

Shiny New Tooth = Happy Dog

Our husky chipped a major tooth accidentally and it caused him a lot of pain to eat on the right side of his mouth. When our vet dentist told us the cost to get a root canal and crown, we were shocked! Luckily, we had Healthy Paws and they walked us through the entire process step by step. It was our first claim, so we were nervous that there would be some issues along the way. However, Healthy Paws not only was extremely responsive and professional, they also reimbursed us within a couple days! We are extremely happy with our choice of insurer and have been recommending Healthy Paws to all our friends and family. Our vet dentist was so impressed by the insurer that he's been recommending Healthy Paws to his own clientele, too!
5

out of 5

POSTED: | BY: Heather Hodge

Fantastic Insurance!

I don't know what I would do without pet insurance, probably max out some credit cards to give my dog the care she deserves. Thank goodness for healthy paws. It is an investment that is worth it and gives me such peace of mind. Submitting a claim couldn't be easier. They are usually very quick at processing claims. Customer service by email or phone is very responsive and helpful. I recommended both my mom and sister who now have it and love it as well. Do it!
5

out of 5

POSTED: | BY: William Thach

Wonderful Insurance

Healthy Paws is one of the best investments I've ever made. Beforebuying insurance for my puppy, I shopped around, and several of the resources I found gave Healthy Paws their highest ranking. So I bought a policy for about $45/month, assuming I'd never have to use it. I've had Welly for about a year and a half now. He's happy and healthy, but he's had a few medical issues, including a swelling in his neck that required surgery. Healthy Paws has been amazing--quick, responsive, and fair. You just scan the doctor's bill and email it to them, and they take care of the rest. Welly is now doing wonderfully. I hope I never have to use the policy again, but I sleep better knowing it's there. If you're looking for pet insurance, I highly recommend Healthy Paws!"
5

out of 5

POSTED: | BY: Jim F

Great company, great customer service

Our 10 month old dog duke recently was diagnosised with a serious congenital leg problem requiring major surgery. Duke fade the surgery 2weeks ago. I submited the claim through the healthy paws app and within days I recieved a check for the full amount less our 10% co-pay. They required no further paperwork and I recieved a follow-up email from a team member checking on duke !! I also have another 1 year old Yorkshire terrier that had a minor infection that was also paid in a few days. Highly recommend healthy paws !! A+++++

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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