Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kelly

Top notch pet insurance

Our dog has gone through 2 major surgeries since he has been covered by Healthy Paws. Each claim has been reviewed and completed in a very timely manner. Their customer service has even reached out to us after each surgery to make sure he is feeling better! We have been extremely happy with Healthy Paws, and will continue to use them and recommend them to other pet owners.
5

out of 5

POSTED: | BY: Isaac

Healthy Paws Saved My Dog's Life

I did my research before signing up for pet insurance and found the best reviews for Healthy Paws. My puppy unfortunately developed a rare auto immune disorder that ended up costing us a lot of money but Healthy Paws did a great job assuring us it'll be covered and quickly processed our claims. They've been great with following up and explaining what is covered and what isn't and have exceeded my expectations. I now encourage all pet owners to get insurance for their pets and very much recommend Healthy Paws. Thanks for saving my dog's life!
5

out of 5

POSTED: | BY: Lauren

Amazing Company and Exceptional Customer Service

We have used Healthy Paws for our cats since they were just a couple months old. When our cat Racha was just 6 months old, he had to have surgery to fix a liver shunt. It was a big deal and a life or death situation for our little guy. Healthy Paws was a dream to work with through that process. Most recently, our cat Felicia broke her femur and had to have surgery. Healthy Paws worked directly with the vet hospital to cover a portion of the cost, which was a HUGE stress relief for us during this stressful time. They sent follow up e-mails to check on her and every time I was on the phone with someone (which was a lot), they were incredibly kind and helpful. I would recommend this company to anyone!
5

out of 5

POSTED: | BY: Julie Tam

So relieved we had Healthy Paws Pet Insurance when this happened!

Healthy Paws Pet Insurance is the best! We recently filed a claim when our 4 year old Terrier mix, Simba, had to have surgery for a disc compression. I have to say - Healthy Paws has been wonderful to deal with! If we didn't have pet insurance, we would have had to put Simba down because we couldn't afford such a high cost. That would have devastated our family. The reason we purchased pet insurance is because our previous dog, Beamer, was hit by a car about a year before we got Simba. He died within a few hours, but my friend's dog was also hit by the same car in the same accident (both dogs got out of our yard and chased each other across a busy street) and her dog required over $10K in surgeries and I thought to myself, wow, there's no way we could have afforded that! So when we got Simba, we decided to look around for pet insurance. I just searched online and compared several plans and chose Healthy Paws based on its website and reviews. We are so happy and thankful that we had a good plan in place when this happened to Simba. Our claim was processed quickly, in less than one week from the time we filed. We now have a second dog, Nala, and have already added her to our plan. She just turned 1! I have told all my friends that have pets - get Healthy Paws Pet Insurance immediately!
5

out of 5

POSTED: | BY: Sarah B

Healthy Paws was the best decision I ever made concerning my pet!

I cannot say enough positive things about Healthy Paws. From the day I brought my puppy home 4 years ago, Healthy Paws made it incredibly easy to get her insured. Having done thorough research on all of the pet insurance companies, Healthy Paws was the leader as they offer lifetime care at an affordable price. Their customer service team is incredible, and their mobile app makes it incredibly easy to submit claims. My dog had a bout of pancreatitis earlier this year which was stressful enough but knowing that Healthy Paws was there to help made the situation a tad less stressful. A few weeks ago my dog tore her ACL and had to have a surgical repair, again Healthy Paws provided me with the support I needed to get her the surgery. And a week later, a member of their customer service team emailed me to check in on my dog! I don't ever want to have to make a difficult decision concerning my dog because I cannot afford to get her the proper treatment. Healthy paws has been nothing but extraordinary and I cannot thank them enough for all they do!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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