Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,735

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 241
  • 9,735

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephany

Reliable, fast, exactly what we were looking for

We looked around and chose Healthy Paws based on the highest customer ratings and have not been disappointed. We've had to rush our dog to the vet from small, hair in the eye that tricked us into thinking it was a tear, to large toxicity issue, the only positive in these moments is knowing I can make the best choice for my dog and that Healthy Paws will uphold their end of the agreement. Their app is simple to use and there have been no tricky non coverage issues, it's very plain and upfront you choose your coverage and they provide exactly that, happily and quickly. I already tell everyone I know with a new pet how great the Healthy Paws product and service are and think it's essential to owning a dog.
1

out of 5

POSTED: | BY: George Chiang

This company is shady! Don't get RIPPED OFF!!!

RIPOFF! I've been paying this policy religiously for two pets for several years. They've made thousands off of me. When one of my pets needed surgery, I had to fork out thousands. The process took a ridiculously long time and I was only reimbursed less than 15% of what I had to spend. So if I had to spend $10,000, I was reimbursed less than $1500. This charge couldn't be included. That charge can't be included! I worked hard for the money I paid to them to make sure my pets were covered. And when a crisis hit, I feel like I was really taken advantage of. Not happy! Stay away unless you want to be taken for a fool!
1

out of 5

POSTED: | BY: George Chiang

Scam artists! Stay away!

RIPOFF! I've been paying this policy religiously for two pets for several years. They've made thousands off of me. When one of my pets needed surgery, I had to fork out thousands. The process took a ridiculously long time and I was only reimbursed less than 15% of what I had to spend. So if I had to spend $10,000, I was reimbursed less than $1500. This charge couldn't be included. That charge can't be included! I worked hard for the money I paid to them to make sure my pets were covered. And when a crisis hit, I feel like I was really taken advantage of. Not happy! Stay away unless you want to be taken for a fool!
5

out of 5

POSTED: | BY: Jill Fudala

Great people. Great service. No complaints!

We have had Healthy Paws for both of our German shepherds since they were 8 weeks old. One of them has severe allergies and has had multiple other health problems including a recent torn ACL requiring major surgery. Healthy Paws has always covered everything and been incredibly fast and easy to use. We submit claims using the app on our phone and have a check within a few days. No hoops to jump through and zero hassles. We tell everyone we know with pets about Healthy Paws. Highly recommend without any reservation!
5

out of 5

POSTED: | BY: Barbara

If only health insurance for humans worked as well

When my normally healthy dog became ill, it was a stressful time, both emotionally and financially. It was a relief to have Healthy Paws insurance. Submitting a claim was easy (just take a photo of the bill and upload to their site), and it was handled quickly without any hassle over procedures or costs. I will definitely recommend Healthy Paws to my friends and family who are pet-parents.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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