Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kate

Peace of Mind with "no-hassle" pet insurance

I adopted a dog three and a half years ago and signed up with Healthy Paws soon after the adoption. My dog has had several major medical issues including Heartworm, emergency surgery to remove a foreign object in his intestine, and pneumonia. He has also had several run of the mill type things like rheumatoid arthritis and mild anemia. We've been to the vet a lot and I have been very happy with Healthy Paws as my Pet Insurance provider. Their process for submitting a claim is very easy, it just takes a minute. In addition, the processing and reimbursement goes quickly. I chose ACH electronic reimbursement and the credit appears in my account usually less than a week after I submit the claim. They also have been very good with coverage. I actually had a disagreement with something relating to coverage early on and I was able to escalate the issue easily and got the proper attention and ultimately got a resolution that I was happy with. I did a lot of research before picking a Pet Insurance provider and I am happy to say that my choice has been confirmed over and over again during the past three and a half years. I adopted an older dog and was surprised that some providers don't even offer insurance to dogs that age. I recommend Healthy Paws to everyone I know. It gives me peace of mind to not have to make decisions about my pet's health based on what I can afford. Going through an emergency surgery for intestinal obstruction is an expensive ordeal ($8,000) that can happen to any dog and it was a huge relief to know we had a reliable pet insurance provider.
5

out of 5

POSTED: | BY: Patricia Brown

Fantastic insurance!

My 9 year old MinPin has had a number of problems over the past few years and I wouldn't of been able to afford all the treatment he's received if it hadn't been for HealthyPaws. Customer Service is pleasant and quick to respond to emails, its very easy to submit a claim and they pay quickly. I tell everyone to get HealthyPaws insurance for their pet.
5

out of 5

POSTED: | BY: Denise Gamble

Highly Recommend

I have been a Healthy Paws member since 2013 and a pet insurance holder for over 10 years. I switched to Healthy Paws from one of the more well-known Pet Insurance companies because I was not getting the customer service that I wanted. After doing a lot of research I chose Healthy Paws because of price, good reviews and above all because of their life time-no limit on pay-outs. You are also able to choose the coverage level and deductible that works for you. Since that time, I have used their services on numerous occasions. Not a good thing for my pets but a great thing for my wallet. That aspect takes the worry off the pet parents and lets us just worry about getting our fur babies healthy. The customer service and fast turnaround of claims is top notch. The website is very user friendly and the ease of filing claims online is great. They make a point to be personable and really do care about our furry friends. This company does it right and I would highly recommend them.
5

out of 5

POSTED: | BY: Veronika L

Healthy Paws is INCREDIBLE!

Signing up was extremely easy, and they make it very easy to understand and customize your coverage - from deductible to coinsurance. Submitting claims through the app is a breeze, and Healthy Paws keeps you abreast of where your claims are in the process, explaining why a claim was covered or denied in easy-to-understand language, and sending reimbursement checks fast! They also cover more claims than any other pet insurance I have found, and their customer service is amazing! They even sent us a get-well-soon e-mail after our dog's recent surgery. Healthy Paws really cares about your pet, and their great customer service, coverage and rates makes me happy me and my dog are part of the Healthy Paws family.
5

out of 5

POSTED: | BY: Terry

How I do love thee, Healthy Paws!

I signed onto Healthy Paws in 2014 when I divorced and knew I couldn't afford large claims. My dog is healthy but aging. His breed is prone to fatty tumors, and I worry about the tumors being cancer. He also has arthritis, and I want to keep him comfortable. With Healthy Paws, I can afford the best in healthcare for him. He's my only family for about 500 miles, and he's promised me he will live forever, but.... Ollie just had 4 large tumors removed. (This is the second claim for tumor removal--both were reimbursed by HP, thank God.) I was so worried because it was a new vet in a new state, but all went well. Healthy Paws took care of diagnosis, meds, and treatment and they make filing claims so easy. Take a photo of the bill on your cell phone and send it on the Healthy Paws app, and you have a check in less than 10 days, most of the time within several days. If only MY healthcare was that easy and reliable. Love, love, love this company!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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