Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Christine

Top Notch, all the way around

Healthy Paws Pet Insurance review My husband and I couldn't be happier with our decision to protect our dog, Bailey, with Healthy Paws. While I had always had excellent experiences with them in the past, we just recently had to file our first claim- Bailey suffered a very common ACL (CCL in dogs) tear and needed knee surgery. I sat through an hour consultation with the surgeon where he went over and over details of two different types of procedures in depth, discussing the short and long term pros and cons of each. I am happy to say after first calling Healthy Paws to understand my coverage, I was easily able to say to the doctor "this isn't about the money, he's covered 90% so the difference in price is negligible. tell me which will be better for Bailey in the long run, which would you do on your own dog." The peace of mind that this coverage provides is immeasurable, not to mention when I called to ask about preop testing I was told "get every test you need run for diagnostics, if he needs surgery we cover that and if he needs hydrotherapy, physical therapy, acupuncture, etc after, we will cover that too." Then my claim was processed in a day and I got my reimbursement within a week. Phenomenal experience! I can't say enough good things about Healthy Paws and can't recommend them highly enough. We'll certainly be continuing our coverage for Bailey through his lifetime :)
5

out of 5

POSTED: | BY: Mark N.

Shopped a lot of insurers -- 100% satisfied

I can't say enough great things about Healthy Paws. When our dog was a puppy, I did a lot of shopping around for insurance after he got sick with pneumonia and I'm very glad that I picked Healthy Paws. Their coverage and customer service are second to none and their claim submission and payment process (take a picture of the invoice and send through their mobile app, payment through direct deposit or check) could not be easier. Their customer service reps even send personal follow-up notes when they notice significant episode claims, e.g. a torn cranial cruciate ligament surgery. I have fully recommended Healthy Paws to friends, family, and our vet!
5

out of 5

POSTED: | BY: Lindsay Cooper

Grateful for Healthy Paws

We have had Healthy Paws insurance since our Labrador was first brought home as a puppy. They were recommended to us by a friend. Our puppy is now 2.5 and has had several emergency visits to the ER with stomach distress followed by surgeries to remove objects from his belly that he has swallowed (a hat, clothes, toys). These surgeries were expensive - tens of thousands of dollars in total. Healthy Paws has reimbursed each claim without issue. We have had concerns of being dropped by them because of our dog's anxiety/swallowing objects but it has not happened. The claims are easily submitted via their app by taking photos of the invoices. Then, a check arrives a couple weeks later. Our dog is happy and healthy and we cannot recommend these guys more highly. They insure our less-needy kitty, as well :)
5

out of 5

POSTED: | BY: Celicia Meredith

Glad I decided to get Healthy Paws

Before getting Healthy Paws insurance, I didn't think it was something we needed. After all, my dog is an inside dog and I'm pretty neurotic about everything she eats, where she goes, etc. Boy was I wrong! You can never anticipate what could go wrong. Like someone dropping food on the floor at a party. This one incident alone was a 3 day hospital stay totaling over $3k! Healthy Paws paid the claim right away and even checked in to see how she was recovering. I've been with Healthy Paws for 3 yrs and I am so grateful that I got the insurance. Highly recommend to all my friends...even the "careful" ones
5

out of 5

POSTED: | BY: Cecile Bouchier

teeth problems gone

Katinka, our Shepard-mix dog, was adopted from a nearby pound. She was found in a ditch, tiny and about 6 weeks old. Now, a good year later, she is a big beautiful dog. But her teeth didn’t develop correctly, she is missing a lot of the protective enamel on her teeth (enamel hypoplasia). A specialist could improve this by protecting her teeth with a sort of lacquer - a resin bonding. We made an appointment with a dental specialist. They made an x-ray and found in the back of her mouth 2 blocked teeth, and these had to be taken out. Healthy Paws covered a very large portion of this whole big procedure ! (pre- operation blood work, x-rays, anesthesia, surgical extraction, treatment for the enamel hypoplasia). We are happy that we got Katinka’s teeth protected and prevented the likely problems down the road. It did work out well to have Katinka insured with Healthy Paws. For sure, it is a very good feeling to know that our two dogs and two cats are covered well! We are very glad we have insurance with Healthy Paws for all our lovely furry pals.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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