Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,711

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 38
  • 253
  • 9,711

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara

Highly recommend Healthy Paws

I have had this insurance for my black lab, Tank, since November 2015. He is a high energy dog, and unfortunately has gotten himself into some situations requiring veterinary care several times. Last December he dug under our fence and went to the orchard next door and ate squirrel poison. Most recently, he injured his knee (his CCL) requiring surgery to repair it. I am extremely happy that I had insurance for him, since each one was quite expensive.When looking for insurance for Tank, I read a lot online about many companies, but was most impressed with Healthy Paws. Reviews were great, and I'm happy to report that I have had similar experiences. Claims are processed very quickly, and they are a breeze to submit. I had expected lengthy forms, like human insurance would require, but that is not the case here. For this recent claim with the knee repair, I submitted the claim on a Thursday, and 3 days later (on a Sunday!) I was notified that my claim had been processed and a check was being sent out to me the next day. I have spoken to friends who were insured by other companies, and none of them have had the excellent service that I have received from Healthy Paws. They are rated #1 for a reason! If you are considering insurance, you won't be sorry you chose this company.
5

out of 5

POSTED: | BY: Tiffany

Healthy Paws is the BEST and 2nd to NONE

I spent significant time reviewing pet insurance providers when I adopted my Labrador 5 years ago. I selected Healthy Paws because they cover what matters for a large breed and there are no life time limits. My boy Cooper sees a dermatology specialist, receives acupuncture, and is on several expensive medications. I've never had any issues with coverage and receive the reimbursements within a week of claim submission. I put Healthy Paws to the ultimate test this year when my boy fell very ill due to a terrible reaction to a medication. Between a week hospitalized, surgery, and after care with specialists the $22k spent was fully covered. The only charges I had to "eat" were the exam fees. What is most critical is that there are no lifetime limits! The customer service is absolutely exceptional. The staff are clearly animal lovers and checked in with me on how my boy was recovering. You will not regret Healthy Paws!!! Submitting a claim is so easy! Take a photo with your phone and submit via an app.
5

out of 5

POSTED: | BY: Tim Armitage

Health Paws took the stress off.

Healthy Paws made submitting a claim and redeeming benefits straightforward, hassle free and fast. The reimbursement amount was exactly what we expected based on our deductible and reimbursement level. No push back, no surprises, and a quick turnaround on the reimbursement check. We are really happy we made the investment in Happy Paws pet insurance.
5

out of 5

POSTED: | BY: Tara Howard

Best pet insurance

Healthy Paws is the best option in the market - they are caring, fast, and incredibly helpful to process claims, especially the expensive ones! They made sure that when my dog was admitted to the hospital, that once I submitted the claim, they reached out to the doctors directly and made sure I got the reimbursement as soon as possible. I've had other insurance options, and none of them compare! Highly recommend!
5

out of 5

POSTED: | BY: Tara

Best Pet Insurance

I've had other pet insurance before, and Healthy Paws is by far the best option out there. Not only is their coverage reasonable, their customer service is the best. My dog had to be admitted to the hospital, and it was stressful, expensive, and not only did they contact the hospital and doctor for the records, they personally followed up to check on his progress. I would highly recommend this pet insurance for anyone looking!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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