Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Wendy Chieffo

Healthy Paws is By "Paw" the Best Pet Insurance Company!

I have been with Healthy Paws for almost 8 years. When I adopted my rescue dog from the Humane Society several years ago, I really took my time and researched all of the different companies and policies out there and compared all of them carefully. I chose Healthy Paws not only because they have really good rates and benefits (which they do) but also because they are so upfront with their benefits and pricing. They don’t try to scam or trick you like a lot of other companies do. They are completely honest and trustworthy, which is so refreshing from an insurance company!! A big difference from other companies is that there is no per-incident cap, annual cap, or lifetime cap on benefits. However, the real clincher for me is that they even give back to help homeless pets. How many companies do that? I am so glad that I chose Healthy Paws. I tell everyone I know (including my vet) about their insurance and always recommend them. Submitting claims is super easy to do online, and my claims are processed promptly and reimbursement done easily with direct deposit into my checking account. After my senior dog recently had a growth removed from his leg, I even got a personal follow-up e-mail from them just to check up on my furry pal to see how he was recovering and to send him best wishes from Healthy Paws! I normally don’t take the time to write reviews, but this company really is exceptional. If you don’t have time to research and compare the different pet insurance companies, you can take my word for it that this is the one to go with.
5

out of 5

POSTED: | BY: Kyle McHenry

Amazing, simply good services

Healthy paws covered everything they said they would, they didnt wriggle out of paying benefits. they didnt even skimp on U&C. I LOVE my dog insurance.
5

out of 5

POSTED: | BY: Ashleigh Tafakor

Excellent coverage for sick ragdoll kitten

I have had a wonderful experience using Healthy Paws Insurance. My 6 month old ragdoll kitten, Teddy needed emergency veterinary care which included a 3 day weekend in the hospital with an internal medicine specialist. The vets were not sure what was wrong with Teddy and said many possibilities such as "he may need a blood transfusion, he may be neurological etc etc..." - for once in my life I was not worried or stressed about the money because I had Healthy Paws. It felt so different to deal with a pet illness and not have to worry about the financial side and only instead focus on making sure that your pet receives whatever treatment is necessary. So far, Teddy has had $4,600 in veterinary expenses in a short 6 week period. Healthy Paws has delivered exactly the coverage that they stated in the policy and has covered 80% of eligible expenses. This made a huge difference in my finances. Now we have three pets on Healthy Paws, my mother has her cat on Healthy Paws and my mother-in-law has her two pets insured as well. I am recommending them to everyone that has pets - this has given me so much peace of mind and it has enabled me to afford the type of excellent veterinary care that I want my pet to receive. I hope that they do not drop us after having such a large claim for such a young kitten but I don't think they will as we have two other pets insured. I would also like to note that we had another pet that died of heart disease. He was insured by Healthy Paws but we did not file any claims because his heart condition was revealed before we got coverage for him. Healthy Paws mailed us a sympathy card with HANDWRITTEN condolences from multiple staff members at Healthy Paws - I thought that was extremely thoughtful and it really made a difference in how we view the company.
5

out of 5

POSTED: | BY: Marjorie Espinal

Insurance that cares & goes beyond for you pet

Healthy paws is the best insurance out there. They go beyond just a regular insurance company, they actually care! Didn't experience any problems when submitting a claim. It was such a smooth process and their follow ups on my pets health was very well appreciated. This is a company that I will recommend and stay for a very long time . I had an emergency with my furry baby and Healthy Paws was by my side the whole time. They gave me an opportunity to worry less financially and concentrate on my furry baby. Healthy paws you guys rock, just simply awesome!
1

out of 5

POSTED: | BY: Dora

Healthy Paws denied our only claim. We have been paying the premium for our daughter's Yorkie since 2014.

Don't be a fool and buy pet insurance from Healthy Paws. We have been paying the Healthy Paws insurance premium for our daughter's Yorkie since 2014 and they denied our only claim. They are very good at marketing and making people believe they care about pets. To be fair all insurance companies are in the business of denying claims especially the ones that don't face strong regulations by states. They make money by denying claims and raising premiums so that owners cancel their policies.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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