Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lorraine

Excellent coverage and very caring staff

Excellent coverage, and friendly staff who genuinely care about the health and happiness of our dog. We received hand-signed condolence cards from Healthy Paws staff members when our beloved old guy passed away. After a recent operation for our younger girl, the Healthy Paws team checked in to ask how she was doing. They really care and go the extra mile in customer service. I never hesitate to recommend them to friends and family.
5

out of 5

POSTED: | BY: Tania Arabian

Do they have human insurance?

When I first adopted Ollie, my vet advised me to get pet insurance. I got it reluctantly, and thought I would cancel it a few months later. This insurance is a complete blessing. My little guy has been through a lot in the past four years since I had insurance. When Ollie had to have emergency spinal surgery due to ruptured discs my insurance was the last thing I was thinking about. After he made it home, I remembered I had insurance, uploaded my receipts and received a check within two weeks! I couldn't believe it. I have submitted a few claims since then and it is always so easy. To go a step further, after we brought Ollie home I even got an email from a really nice "claws and paws protector" from Healthy Paws just checking to see if Ollie was ok. I am so glad I was too lazy to cancel my insurance 4 years ago. I don't know what I would have done without Healthy Paws. I am happy to recommend them to anyone adopting a new pet.
5

out of 5

POSTED: | BY: Marna Bloom-DeRuiter

The best pet insurance out there. Definitely #1. Highly recommend!!

Health Paws Insurance is an amazing insurance company who is helpful and very prompt in refunding you for your pets vet care. They are very caring. They contacted me to find out how my dog was. Truly #1 insurance out there.
5

out of 5

POSTED: | BY: Josh

Easy Claims Processing

We were on the fence about getting health insurance when we got a new puppy, but am so glad we did and that we used Healthy Paws. Our 4 month old Frenchie broke his kneecap while jumping around, which required surgery and a month-long recovery with multiple check-ups. $6,000 later, I was ready for a fight to get all of my claims approved and processed, but Healthy Paws couldn't have been easier. After taking pictures of each of the invoices through the mobile app and having the hospital send records to Healthy Paws, my claim was approved within ~2 weeks and they mailed me a check shortly thereafter. I'd definitely recommend Healthy Paws to anyone getting a dog.
5

out of 5

POSTED: | BY: Eric C

Great coverage and service for our puppy when we needed it

I've been really happy with Healthy Paws' coverage for our lab-pit mix. Last December, he tore his right cranial cruciate ligament (like a human's ACL) and tore the meniscus, so he needed surgery costing more than $3,300. After I submitted the claim, Healthy Paws asked for the medical records from our primary care vet and the surgeon, and within a couple weeks they completed the claim processing, and paid 90 percent after payment of our deductible. Their website made it easy to track the claims, but it was really easy to call them up and speak with one of their claims processing staff members. I can't say enough good about Healthy Paws: coverage of major, unexpected issues is what pet insurance is all about, and they do it right.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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