Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Marjorie Espinal

Insurance that cares & goes beyond for you pet

Healthy paws is the best insurance out there. They go beyond just a regular insurance company, they actually care! Didn't experience any problems when submitting a claim. It was such a smooth process and their follow ups on my pets health was very well appreciated. This is a company that I will recommend and stay for a very long time . I had an emergency with my furry baby and Healthy Paws was by my side the whole time. They gave me an opportunity to worry less financially and concentrate on my furry baby. Healthy paws you guys rock, just simply awesome!
1

out of 5

POSTED: | BY: Dora

Healthy Paws denied our only claim. We have been paying the premium for our daughter's Yorkie since 2014.

Don't be a fool and buy pet insurance from Healthy Paws. We have been paying the Healthy Paws insurance premium for our daughter's Yorkie since 2014 and they denied our only claim. They are very good at marketing and making people believe they care about pets. To be fair all insurance companies are in the business of denying claims especially the ones that don't face strong regulations by states. They make money by denying claims and raising premiums so that owners cancel their policies.
5

out of 5

POSTED: | BY: Lorraine

Excellent coverage and very caring staff

Excellent coverage, and friendly staff who genuinely care about the health and happiness of our dog. We received hand-signed condolence cards from Healthy Paws staff members when our beloved old guy passed away. After a recent operation for our younger girl, the Healthy Paws team checked in to ask how she was doing. They really care and go the extra mile in customer service. I never hesitate to recommend them to friends and family.
5

out of 5

POSTED: | BY: Tania Arabian

Do they have human insurance?

When I first adopted Ollie, my vet advised me to get pet insurance. I got it reluctantly, and thought I would cancel it a few months later. This insurance is a complete blessing. My little guy has been through a lot in the past four years since I had insurance. When Ollie had to have emergency spinal surgery due to ruptured discs my insurance was the last thing I was thinking about. After he made it home, I remembered I had insurance, uploaded my receipts and received a check within two weeks! I couldn't believe it. I have submitted a few claims since then and it is always so easy. To go a step further, after we brought Ollie home I even got an email from a really nice "claws and paws protector" from Healthy Paws just checking to see if Ollie was ok. I am so glad I was too lazy to cancel my insurance 4 years ago. I don't know what I would have done without Healthy Paws. I am happy to recommend them to anyone adopting a new pet.
5

out of 5

POSTED: | BY: Marna Bloom-DeRuiter

The best pet insurance out there. Definitely #1. Highly recommend!!

Health Paws Insurance is an amazing insurance company who is helpful and very prompt in refunding you for your pets vet care. They are very caring. They contacted me to find out how my dog was. Truly #1 insurance out there.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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