5
out of 5
POSTED: | BY: Mike Park
Good coverage, quick and easy submission process
Max is very food driven and has eaten a things that required visits to urgent care and required x-rays and blood tests. I am extremely grateful that we have Healthy Paws. A lot of things are standard like the one month probation period and coverage, but I love their app and how easy it is to file a claim. Claims are reviewed quickly and you get your reimbursement directly deposited to your bank account. $100/yr. deductible is very reasonable because they cover 90% of the rest. Healthy Paws have saved us a considerable amount of money in vet bills for the past 4 years and I am grateful to know I never have to choose between finances or the unthinkable when it comes to my Max.
What is not covered: Exam fees and preventative care such as flea medication and dental cleaning. This is why I didn't give a 10 paw rating. We give Max something that prevents fleas and heart worms and feel that it would be to everyone's benefit to have this at least partially covered. Same goes with dental.
An important note is annual deductible is based off of the start date of coverage and not calendar year. This could mean depending on the date you need to file a claim, you could pay more than $100 in a calendar year, it just depends.
Overall, I would recommend pet insurance for any pet owner and have had a good experience with Healthy Paws. I have recommended to my friends and co-workers.