Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Mike Park

Good coverage, quick and easy submission process

Max is very food driven and has eaten a things that required visits to urgent care and required x-rays and blood tests. I am extremely grateful that we have Healthy Paws. A lot of things are standard like the one month probation period and coverage, but I love their app and how easy it is to file a claim. Claims are reviewed quickly and you get your reimbursement directly deposited to your bank account. $100/yr. deductible is very reasonable because they cover 90% of the rest. Healthy Paws have saved us a considerable amount of money in vet bills for the past 4 years and I am grateful to know I never have to choose between finances or the unthinkable when it comes to my Max. What is not covered: Exam fees and preventative care such as flea medication and dental cleaning. This is why I didn't give a 10 paw rating. We give Max something that prevents fleas and heart worms and feel that it would be to everyone's benefit to have this at least partially covered. Same goes with dental. An important note is annual deductible is based off of the start date of coverage and not calendar year. This could mean depending on the date you need to file a claim, you could pay more than $100 in a calendar year, it just depends. Overall, I would recommend pet insurance for any pet owner and have had a good experience with Healthy Paws. I have recommended to my friends and co-workers.
5

out of 5

POSTED: | BY: David Hirsch

Purrfect

We first selected Healthy Paws due to the great reviews and the great coverage provided to AAA members. We have an older cat who has had some serious health issues. Healthy Paws has consistently provided quick service on claims including e-mails keeping us informed throughout the process. Whenever we call Healthy Paws, we always get a human and everyone with whom we have dealt has been helpful and friendly. We are very pleased customers.
5

out of 5

POSTED: | BY: Craig

The decision to go with Healthy Paws Pet Insurance has proven to be a fantastic one...

Healthypaws has been fantastic to work with. We recently had to have some fairly serious exploratory surgery for our Chihuahua mix to see if there was any cancer. Fortunately the results were very good, and our dog is now healing quickly. We were so impressed with Healthypaws from the very beginning of our relationship last Fall. Great communication, the simplicity of claim submission, efficiency of claims management, speed of reimbursement, and then the personalized follow up. We could not be any happier with this program.
5

out of 5

POSTED: | BY: Noemi

Can't get better than this

100% satisfied. We have insurance on 2 of our dogs and used both a couple of times in the last few years. People at Healthy Paw were always nice, caring, and they processed our claims fast.
5

out of 5

POSTED: | BY: Willie shapiro

Healthy Paws is the best - a Godsend!

My little chihuahua has had a few serious issues in her tender four years and Healthy Paws has always come through for us. They have been a huge help in our case and I cannot recommend them enough.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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