Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Morton

Healthy Paws did everything the plan said it did!

My dog has a disc problem, I'm trying to avoid surgery. My dog needed a MRI and a steroid injection totaling $2200 . Healthy Paws paid for everything the plan said it would. I don't know what I would have done with out them!
5

out of 5

POSTED: | BY: GILL KARO

Quick, Convenient and Hassle-free experience

Our Betsi is a small adult mixed breed dog. She started having epileptic seizures on a daily basis, just of out nowhere. We took her to the vet and it turned out that a lot of aspects of her health were no perfect, also due to her old age, so a lot of examination needed to be done. We ended up performing various tests - Blood, Heart, Urine and even a Brain MRI in another dedicated clinic. Financially , this resulted in almost 5K USD in a matter of days. Betsi got several types of prescription medicine. Her seizures stopped, and she got medicine to treat her heart and liver issues. We submitted online claims through the healthy paws website after every treatment she had. In total we claimed for the treatments, tests, medicine and short hospitalization. The process of submitting took no more than a couple of minutes every time. Then an email informing me that the claim has been received and eventually after about 1-2 weeks a notice by email that the claim has been processed with the EOB. Payment took few more days be received straight into my bank account. No unexpected delays, no questions, nothing. I got the whole and exact coverage that i was expecting from my policy. The experience was truly, very positive, easy and quick. I was afraid that it might take some time or documentation but it took no more than few minutes on the website and email, on my part. Highly recommended !
5

out of 5

POSTED: | BY: Hailey

BEST!!! I wish I had this health insurance

Great customer service and coverage for our dog Bear. It was so easy to file a claim, and reimbursement came quickly. They cover so much more than my human health insurance! Healthy Paws is seriously AMAZING.
5

out of 5

POSTED: | BY: Shevaun

Very satisfied with Healthy Paws

We have been very satisfied with our decision to use Healthy Paws as our pet insurance. We have never had Pet insurance before. I did a lot of research prior to making the decision. Their process is very simple and I like submitting my own claims instead of relying on the vet staff to do. I just take a photo with my phone and submit. it's SUPER easy and I'm not that technical. Also our Chloe ended up with some bizarre health situations so we are particularly happy we had insurance. Healthy paws even followed up to see how she was after Surgery. I would ALWAYS go with healthy paws vs any other insurance in the future.
5

out of 5

POSTED: | BY: Barbara

Very satisfied

I have been soo upset about little Hannah being so sick but your understanding and help with the Vet bills have made this all easier. Your staff is compassionate, patient and well trained to help. Thanks again

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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