Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Rob

Most down to earth and pleasant people I’ve ever had the pleasure of dealing with

The most down-to-earth and friendly people you could ever hope to deal with. There is no haggling to get your claim paid out. If it is anything other than routine preventative care they will cover it without giving you any headache. Great people all around.
5

out of 5

POSTED: | BY: Taylor Cahoon

Great insurance and very easy to use!

My dog, Max, was playing in the backyard and ended up limping back inside. Come to find out he tore a ligament in his left knee. I signed up with Healthy Paws a year prior which took away the financial stress of the situation. The vet told me surgery was the only option and would cost close to $4,000.00. I called Healthy Paws and they had exceptional customer service. They walked me through how to use the app (which is extremely easy to use). I was reimbursed within weeks after submitting the claim. A few days after the claim was settled I even received a personalized email from a representative asking how the surgery went and how Max was healing up. They really go out of their way to make sure their customers feel like family. I highly recommend getting insurance on your pets and I highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Regina

Blessing

Having HealthyPaws insurance has been such a blessing. My young dog recently developed IVDD. From the onset of this diagnosis, HealthyPaws has been expedient in responding to my claims, they have been helpful in answering questions and I NEVER feel as if I have to argue with them about something (which I did with my former pet insurance company who paid little to nothing). They are proponents of treating your dog (w)holistically and they actually seem to care about your pet. HealthyPaws has truly been a light in this dark tunnel of trying to treat this (which, btw, is a long process). It's a comfort knowing they are there!
4

out of 5

POSTED: | BY: Meredith

great health coverage

Affordable Pet Health Insurance with great coverage. Completely worth the low monthly payments. My claims have been in the thousands! The only thing that I would like that they don't offer is direct payment to veterinarian. BUT...I have checked other companies that do pay direct and they don't seem to cover as much of the bill. So I would rather wait to get reimbursed and have less out of pocket cost overall. I have had multiple claims over two years and I am sticking with Healthy Paws!
5

out of 5

POSTED: | BY: Michaela

Stress free!

HealthyPaws Pet Insurance was easy to enroll into and quick at giving a quote for each of my pet dogs. I recently and unexpectedly had an issue with my lab mix dog. He was diagnosed with IMHA - Canine Immune Mediated Hemolytic Anemia. He spent two days in the emergency hospital. The doctors ran several tests (blood work, x-rays, ct scans), on IV for his entire stay. Fortunately he was released and was sent home with prednisone and immune suppressants which are very expensive. He had to have another blood exam a week later. The entire cost totaled approximately $4,500. HealthyPaws paid approximately $3,900 of all the bills to present. They deducted my annual $100 deductible and also the exam fees and reimbursed me 90% of the remaining total. The best part is they reimbursed me less than a weeks time - before my credit card bill was even sent to me. I've had pet insurance before, but HealthPaws has earned their 5 stars! Thank you HealthyPaws

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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