Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Elisabeth Ertel

Healthy Paws helped make a stressful time much easier!

I bought pet insurance when my dog was still a puppy and figured I wouldn’t need it until she was an old dog. I never expected my three and a half year old dog to need more than regular vet visits - but she tore her cruciate ligament while walking, just walking. It was unexpected as she was a healthy, active, and very physically fit dog. I was looking at a big surgery and thousands and thousands of dollars in bills. Healthy Paws made this incredibly stressful time much easier - I was able to upload all of her medical information and bills on their website and it was approved within days. Within a week of approval I received a check and an email from the company checking in to see how my dog was doing. I am thankful to have had Healthy Paws so that my pet could get excellent medical care. Life is unexpected and you never know when you will need health insurance, and the same goes for our pets!
5

out of 5

POSTED: | BY: Monica

Healthy Paws is the best decision you can make for your pet!

My French Bulldog has had numerous medical issues since I brought him home, all which have been treatable but still costly. Recently he was diagnosed with IBD and need thousands of dollars of testing. I am thankful every day that he is covered under HP because I never worried that I would not be able to pay for his treatments. You hope that you never need to use your insurance but if you do you WANT HP. All my claims has been quickly processed and paid and I never had an issue with any of my submissions. I am thankful every day he has HP behind him. They truly love your pet as much as you do!
5

out of 5

POSTED: | BY: Debra Wynick

Excellent Pet Insurance Company

My dog has a sensitive stomach and was hospitalized for it twice now. Healthy paws makes it easy to file a claim and is fast with reimbursement. They have excellent customer service. I highly recommend using them!
5

out of 5

POSTED: | BY: Keira

Healthypaws is a Lifesaver!

Healthypaws has just been a lifesaver for me! My three year old Yorkshire Terrier, Indiana, has torn both of his hind ACLs and had to undergo a total of 3 surgeries -- and they were a small fortune! Thankfully, healthypaws has been there for us and reimbursed me at a 90% level. If I did not have healthypaws, I would not have been able to get Indy the physical rehabilitation he needed for months after each surgery, which was also covered at 90%! I've recommended healthypaws to everyone I know that gets a new pup -- I think it is the best insurance out there :) Their customer service team also sends emails to check up on Indy post-surgery and see how he is doing -- it is a nice personal touch. Cannot say enough about this company!
5

out of 5

POSTED: | BY: Tyler

Best decision we have made! My girl is healthy again!

My huskimo got very sick and it was going to cost us 2,000 to get her healthy again. Healthy Paws covered 80% of it excluding the exam fee and what was left on my $250 deductible. My girl is healthy again! Healthy Paws made it possible for us to afford the care that she needed. And they even checked up on her a couple of weeks later to ask how she was doing. They have already covered FAR beyond what we pay monthly. So worth it. One of the best decisions we made!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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