Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,228

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Lynn

Healthy Paws really came through!

My little chihuahua mix, Millie, had a terrible accident two weeks ago, resulting in the loss of her tail. When I contacted Healthy Paws they were both compassionate and responsive. They processed my (hefty) surgical claims immediately and followed up with interest in Millie's progress. They were both caring and competent (a rare combination in my experience) and I can recommend this company without reservation. By the way, Millie got immediate attention for her injury and her stitches have just been removed. She's doing great! ...happily wagging her new little tail:)
5

out of 5

POSTED: | BY: Kristin

Highly recommend

I am the owner of a very sweet & loving 6 year old dog who unfortunately likes to punish me when I leave her alone by getting into things she shouldn't - and has resulted in more than one overnight hospital stay. I have had Healthy Paws pet insurance for about 3 years now and they have been great every (unfortunate!) time that I've needed to use them. Their app is very simple and easy to use; they are very prompt in their response times; and their reimbursements go direct to my bank account. I highly recommend them!
5

out of 5

POSTED: | BY: Andrew Craft

Tough decision made easy

Our poor dog has had his share of eye problems in his 2.5 years of life. He had cataract surgery on each eye by the time he was 14 months old. Just a few weeks ago, our boy was diagnosed with a partially detached retina. The veterinary ophthalmologist indicated that we had two choices – we could get the retina re-attached or we could do nothing (and our dog would lose his sight in that eye). My wife and I are blessed that we could afford the surgery, though it certainly would have strained our budget significantly. But having Healthy Paws insurance made what could have been a difficult decision a rather easy one. Without the worry of financial ramifications, we only had to concern ourselves with what was best for our boy. Our boy, Wynslow, had the surgery and is healing very nicely. Not only did Healthy Paws reimburse us promptly, they have taken the time to check in on us to see how our boy is doing. It really was a great comfort to know that the only thing we had to worry about was that our boy get the best medical treatment and not anything else. In the two-and-a-half years we have had Healthy Paws insurance, we have never been disappointed with the service they have provided.
5

out of 5

POSTED: | BY: Rebecca

Absolutely the best pet insurance on…

Absolutely the best pet insurance on the market. Wish I didn't have to use it, because it means my pet has been ill. However, without Healthy Paws, I don't know how we would have paid for medications and surgery. Their customer service and responsiveness to claims is stellar. Wish my human medical insurance was this good.
5

out of 5

POSTED: | BY: Tessa Swenson

Had an expensive surgery for a toe…

Had an expensive surgery for a toe amputation for my dog on 1-24-19. Healthy Paws' reimbursement for the surgery was in my checking account by 2-4-19 which was very quick. Excellent customer service.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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