Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,228

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Patty Verderame

We love Healthy Paws

We love Healthy Paws! Unfortunately our dog needed 3 surgeries and he's only 4 y/o, but every claim was reimbursed in a timely fashion. The premium, deductible, and reimbursement rate is very reasonable and affordable.
5

out of 5

POSTED: | BY: Patty

We love Healthy Paws!

Unfortunately our dog needed 3 surgeries and he's only 4 y/o, but every claim was reimbursed in a timely fashion. The premium, deductible and reimbursement rate are very reasonable and affordable.
5

out of 5

POSTED: | BY: Miles Fisher

I love my dog

I love my dog. My dog loves eating things. All things. And sometimes it can cost a lot of money when he eats the wrong things. Healthy Paws has never failed. They pay 90% of hospital bills no questions asked. And using it is stupidly simple. I take a photo of the bill, email it, and a check comes a week later. Done and done. I love my dog. I love Healthy Paws.
5

out of 5

POSTED: | BY: Bridgette Landers

Dependable insurance ensures that your pet can get the care they need

My dog is part toy poodle and they tend to have knee caps that pop out. It was starting to affect her ability to run around care free. The orthopedic vet said that we could put surgery off for a while, but he wouldn't recommend it, since she will suffer more cartilage damage and develop arthritis at an early age. We've had Healthy Paws coverage since Pixie was a puppy and they covered the surgery for both knees, quickly, efficiently and with no hassles or questions. It's nice to only pay a few hundred dollars for a $3400 surgery! I tell everyone I know with a dog to get insurance. I never want to worry about whether I can afford to give my dog the care she needs.
5

out of 5

POSTED: | BY: Bridgette

Dependable insurance ensures that your pet can get the care they need

My dog is part toy poodle and they tend to have knee caps that pop out. It was starting to affect her ability to run around care free. The orthopedic vet said that we could put surgery off for a while, but he wouldn't recommend it, since she will suffer more cartilage damage and develop arthritis at an early age. We've had Healthy Paws coverage since Pixie was a puppy and they covered the surgery for both knees, quickly, efficiently and with no hassles or questions. It's nice to only pay a few hundred dollars for a $3400 surgery! I tell everyone I know with a dog to get insurance. I never want to worry about whether I can afford to give my dog the care she needs.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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