Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
We never realized how important insurance was for dogs until a couple months after we rescued our first dog, Kyle. Since only a few months old, he has struggled with terrible allergies, bouts of nonstop vomiting, diarrhea, endless trips to the vet, and adding incredible worry to myself and my wife. Thankfully, every single time Kyle has needed medication, xrays, bloodwork, emergency overnight stays, and everything in between, Healthy Paws has covered it all at 90%. When our dog has an emergency, or more common issues, the last thing my wife and I want to have to worry about is "can we afford this?" We can stand here today knowing that our backs, and our dogs, are covered each and every time by Healthy Paws. They have saved us thousands of dollars and have given us peace of mind knowing we can say "yes" to virtually every diagnostic testing to make sure our dogs are well taken care of without having to carry the full load of some hefty vet bills. A small premium each month and a low deductible is well worth the comfort of knowing our best friends are covered for life.
5
out of 5
POSTED:
| BY: Steve
Healthy Paws is a lifesaver!
My little Frenchie broke his leg. His vet bills were almost $7,000 for a tiny fracture. Thankfully I had Healthy Paws Insurance for him and they covered 90% of the costs. It was such a relief to not have to worry about the cost of my dog's treatment.
5
out of 5
POSTED:
| BY: Stacie Meisner
The peace of mind you need to take care of your pets, no matter what.
Healthy Paws is not only easy to use, but the policies are straight-forward and easy to understand. I never felt confused about what would be covered and what wouldn't be, and submitting claims is so simple. When our large breed dog needed knee surgery, Healthy Paws not only took care of our claim promptly, but checked in to see how our pup was doing. We will always insure our pets with Healthy Paws.
5
out of 5
POSTED:
| BY: Samantha
Best decision I ever made
Healthy paws is the best insurnace I have ever dealt with. They put forth the effort to make sure you and your pet are taken care of and even send emails to check in on the pets. The staff/customer service representatives are amazing and this was hands down the best decision I've ever made.
1
out of 5
POSTED:
| BY: Rebecca
Refused to cover my dog
Terrible customer service and refused to cover my dog. I sent in his records and recieved an email saying they'd gotten them but when I tried to file a claim a few months later, they first said they didn't have the records. Then they said they needed records from before I even had the dog. Ended up cancelling the policy for all three of my dogs because they would not cover the one.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
