Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,006

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Heather

Best insurance, best people!

I researched the heck out of pet insurance companies and landed on Healthy Paws. They have great rates, low deductibles and unlike some carriers they do not outright exclude hereditary conditions (how are you supposed to know if your cute puppy is going to have bad hips one day?) I have owned previous pets with exensive, unexpected medical bills an insisted to my partner we get medical insurance out of the gate for our new rescue puppy. He was skeptical until we received our 1st emergency vet bill after our puppy did something ridiculous like puppies do. THAT changed his tune! I recommend Healthy Paws to friends, clients and even our vet. Not only is it a great insurance policy, they are great pet-loving folks. Even after a claim was closed they emailed to check in on our dog. Even when our dog ATE part of the reimbursement check and they had to send another. Ha!
5

out of 5

POSTED: | BY: Joan

Healthy Paws is the best!

About a year after I adopted my rescue pup he was diagnosed with a serious disease. He had been in remission for almost two years but recently had a flare-up. Both times he was ill he had to go to the emergency room, and then needed numerous follow-up ultrasounds and other costly tests and treatments. Healthy Paws has been absolutely wonderful. Filing a claim is easy, claims are processed very quickly, and everyone I have spoken to is knowledgeable and caring. Healthy Paws is the best!
5

out of 5

POSTED: | BY: Nate

Reliable and Consistent service!

Having healthy paws has really given us peace of mind with our yellow lab Duke. Filing the claims are super easy, and they always check in to see how he is doing after his Vet visit. We definitely recommend having healthy paws as your pet insurance provider!
5

out of 5

POSTED: | BY: Yen

Excellence Pets Insurance

Healthy Paws is very efficient, good customer service and overall great insurance for pets.
5

out of 5

POSTED: | BY: Danielle

Best Pet Insurance!!!

Our 3 1/2 year old lab, Bauer, was diagnosed with osteosarcoma in his hind leg recently. We had to make the decision to get his leg amputated so he would have relief from pain. He has recently started chemo treatment and is doing great. Healthy Paws has been fantastic throughout this entire process. Submitting claims is so easy and payment is received within 10 days via direct deposit. Having Healthy Paws has allowed us to get Bauer the care we could not otherwise afford. Healthy Paws truly cares!!! They contacted me to ask how Bauer is doing and to let me know they are always available if I have any questions. I give Healthy Paws a 5 star rating!!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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