Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Bob &

Astonishingly Good!

We've been pet parents for 40+ years and never had insurance in the past. After a horrendous bill for our now deceased shiba inu, we decided to get insurance for our golden doodle baby, Ginger. We never believed that the insurance would "really actually cover" unfortunate events in our fur baby's life but recently we have had to put it to the test. We couldn't be more delighted with the service, the customer care advocates (when we called for info) and the speed with which the claims were processed and paid! Filing could not possible be easier! We are truly impressed with Healthy Paws insurance and heartily recommend it to anyone who has a pet. It is the BEST!
5

out of 5

POSTED: | BY: Ann

Fast, friendly, flexible - your fur baby can get better insurance than you!

If you're considering pet insurance, give this company a serious look. The terms of coverage are flexible to fit your budget, and simple to understand. They have an associated smartphone app that makes it really easy to take a picture of a claim for submission. And they have a fast claims process turn around. So when your furry baby has an expensive procedure, like an ultrasound (speaking from experience), you don't wait long for reimbursement. I wish my health insurance was as simple and straightforward as this.
5

out of 5

POSTED: | BY: Christine

Flat out amazing

I have two labs that eat everything they can find. Healthy paws has been an absolute life saver with the pet bills. I highly recommend them to anyone looking to buy insurance for your fur babies.
5

out of 5

POSTED: | BY: Bob black

Unbelievable customer service and concern.

Such caring folks and prompt service with fast reimbursements. Great product!
5

out of 5

POSTED: | BY: Mike Park

Good coverage, quick and easy submission process

Max is very food driven and has eaten a things that required visits to urgent care and required x-rays and blood tests. I am extremely grateful that we have Healthy Paws. A lot of things are standard like the one month probation period and coverage, but I love their app and how easy it is to file a claim. Claims are reviewed quickly and you get your reimbursement directly deposited to your bank account. $100/yr. deductible is very reasonable because they cover 90% of the rest. Healthy Paws have saved us a considerable amount of money in vet bills for the past 4 years and I am grateful to know I never have to choose between finances or the unthinkable when it comes to my Max. What is not covered: Exam fees and preventative care such as flea medication and dental cleaning. This is why I didn't give a 10 paw rating. We give Max something that prevents fleas and heart worms and feel that it would be to everyone's benefit to have this at least partially covered. Same goes with dental. An important note is annual deductible is based off of the start date of coverage and not calendar year. This could mean depending on the date you need to file a claim, you could pay more than $100 in a calendar year, it just depends. Overall, I would recommend pet insurance for any pet owner and have had a good experience with Healthy Paws. I have recommended to my friends and co-workers.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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