Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,228

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Cathie

Excellent coverage and flexible terms and they pay quickly.

I decided to get pet insurance for my second pug after I had spent so much on my first pug without insurance. I chose Healthy Paws Pet Insurance because of their flexible premium and deductible packages. Their coverage is excellent covering almost anything. The terms of coverage are very clear and if you don't understand something they have very helpful people you can talk to. I've already made several claims. The most recent claim was for airway surgery on my pug. They covered the entire surgery and hospitalization. I just had to pay my deductible. Having this insurance allowed me to make the decision to get the surgery for my pug. Submitting a claim is super easy. You can submit the paperwork online or they have an app and you just snap a photo. It only took about a week to get my reimbursement from the time I submitted my claim. I highly recommend Healthy Paws for your pet insurance.
5

out of 5

POSTED: | BY: Karis Kellner

Very happy!

HealthyPaws has been wonderful with reimbursement and processing our claims in a timely fashion. We really appreciate everything. I have advised friends and family that pet insurance has been one of the most worthwhile investments I’ve ever made! My only regret is not purchasing it sooner!
2

out of 5

POSTED: | BY: Alexana

Raised rates with no notice and never responded to my request for info

They raised my rate 25% with no notice. I'm on auto-pay and suddenly I had less money than I thought that month. Lo and behold my premium was different! I sent customer service an email and two weeks later they still haven't written back. The least they can do is warn you when they are going to raise your premium, and maybe respond? I never actually used the insurance so I can't comment on that but if their response time is any indication stay away.
5

out of 5

POSTED: | BY: Caylee

Healthy Paws is the best!!

Healthy Paws is there for you and your pet 100%. We just recently had our dog undergo emergency surgery because he swallowed a rock and Healthy Paws was there every step of the way. They also have the best user-friendly app!
5

out of 5

POSTED: | BY: Michele

Caring and Excellent Coverage

A letter to Healthy Paws Customer Care when they had sent an email out to me asking how Princess, our 9 lb MaltiPoo was doing after her surgery Thank you for caring about and checking on our Princess. She is recovering well from the surgeries. The sutures were removed this week. It has been and continues to be an intensive recovery for her and us because of the ulcer on her remaining eye. Under a great ophthalmologist care, we have agreed as her parents, to do our very best to do what is needed to heal the ulcer that is on her remaining eye. To accomplish this we are providing eyedrops, anabiotic, anti-inflammatory, and several others all working toward healing her cornea. We are on régime that provides those eyedrops every two, four and eight hours respective to the particular medication. So my husband and I are staying up 24-7 to be sure she gets everything possible to save the eyesight and the eye. Our hearts break to see our little 2 1/2 year old have to go through all this, but she has been a little trooper to put up living in a hood and with being awakened for her medications. Thank for being so supportive to us, so that we can provide Princess with every chance to save her remaining eye. Without your financial reimbursements, we would not have been able to afford this care for her. My husband and I are retired, so on a fixed income. We can’t thank you enough for your assistance and that you are very timely in processing these claims. We can see why you are the #1 Pet insurance company. Have a very blessed day and thank you again for checking on her, ( I just gave her a great big hug from you 😀)

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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