Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Emily

So Happy with Healthy Paws

We have been so pleased with our insurance through Healthy Paws. All responses have been prompt and we recently had an essential surgery covered which will enable our pup to live a long, happy and healthy life. After this experience we are confident we have chosen the right insurance for our pup and would recommend Healthy Paws to anyone looking for good quality pet insurance!
5

out of 5

POSTED: | BY: Shannon D.

My dog eats everything........

My Labrador has had five...yes five...bowel obstruction surgeries. Each costing approximately $6000.00 once all was said and done. Healthy Paws saved his life and my wallet. This is the second pet insurance company I've gone with and Healthy Paws has been exactly what I needed for my repeat offender.
5

out of 5

POSTED: | BY: Michelle

Never have to ask how much a dog's life is worth

Dear Healthy Paws, Thank you for your incredible customer service and support. I am so pleased with my experience with Healthy Paws pet insurance and would recommend it to any and all pet owners. My fiancé and I went back and forth on pet insurance for many months, but I eventually enrolled our dog because I felt it would give me the most peace of mind during what would likely be an extremely stressful time. I'm pleased to report that our dog now has better health insurance than me! Right before Thanksgiving, my dog, Charlie, was diagnosed with Addison's disease. One day he was his happy, tail-wagging self and the next he was lethargic, nauseous, and refused food. After a scary couple of days where I spent my time carting him back and forth between his regular vet and the emergency vet, he received his diagnosis. He's back to his old self now, but Charlie will be in and out of the vet's office every month for the rest of his, hopefully long, life. During this ordeal, I contacted Healthy Paws to double check my policy and the customer care representative was incredibly empathetic and patient. After my annual deductible, Healthy Paws has reimbursed me for Charlie's vet bills and given me peace of mind going forward. I'm so thankful to Healthy Paws-- and my vet's office is too! If anyone out there is thinking about enrolling in pet insurance, do it now. Even if Charlie was living an Addison's-free life, I rest more easily knowing that I will never have to ask myself how much money my dog's life is worth to me.
5

out of 5

POSTED: | BY: Bill-Gail Landers

Thank goodness for our insurance.

We have been fortunate to have Healthy Paws Insurance for our last two dogs. Unfortunately our pets have had issues especially our current boy Rudy, but this insurance has never hesitated to be by our side and pay on the claims promptly and without any undue questioning or procrastination. I would never consider having a pet without Healthy Paws. Almost a important as a great veterinarian which The Rudy has both.
5

out of 5

POSTED: | BY: Leslie Douda

The best insurance for my pet ever

I have both of my pups insured with Healthy Paws. My boy, Jimmeny is very healthy, but my five year old, Anya, has suffered one health catastrophe after another. First it was a growth deformity, when she was a baby, then she had two surgeries for a grass seed that gave her mersa. She developed an immune mediated blood disorder that required two weeks in the hospital. Most recently she ate a bone that perforated her intestine and she was in the hospital for a week and a half. Needless to say, all of this has cost a fortune and Healthy Paws has not only paid her bills but has actually checked up on her recovery. I would not be able to afford this on my own and I have no words to explain how thankful I am to Healthy Paws. I tell everyone who will listen how great they are.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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