Healthy Paws | Pet Insurance Review

This insurance has bee a blessing! We took out insurance immediately when we purchased two Shih Tzu puppies. The rates were reasonable because they cover the "worst case" scenarios : illness and accident and prescription meds. We have to pay for all exam fees, and they can add up. But once again, it keeps the premiums reasonable. Our puppy Sophie had to have her gall bladder removed at 19 weeks old due to multiple gall stones. Crazy? Right? Healthy Paws was easy to file and quick to pay! Every one who has a pet should have this insurance!

We got insurance for the two of our cats and didn't use it in a while but once we needed it for an emergency and there was nothing better than not worrying about the cost of hospitalization and all the best care that can be given to our cat. It put our mind at ease during a stressful situation where we needed to worry more about our cat's health rather than the money.. They provided the reimbursement quickly and without any trouble! We had a deductible and the examination fee is not covered, but with our plan 80% of the rest was covered! That was over a $1000 for a $1800 bill. Thank you Healthy Paws!

Signing up for Healthy Paws was the best decision I have ever made for my dog. We signed up for insurance years ago, before she was diagnosed with severe osteoarthritis. Since then, they have not only covered years of natural treatments (laser therapy, acupuncture, chiropractic, hydrotherapy), but they have also covered her total hip replacement in full. I’ll be getting reimbursed for 90% of the cost of the procedure, which is the reimbursement level I chose upon enrollment. I would have had a very difficult time affording all of the care she’s received without them. They’ve also covered the occasional stomach virus, tick-borne illness, etc. as well as diagnostic bloodwork when needed. I will say, getting coverage for diagnostic bloodwork can be a little more work, as you do need your vet’s notes to prove that it’s diagnostic, as opposed to routine. I wouldn’t say that it’s difficult at all, just a few phone calls and you’re good. I really cannot recommend Healthy Paws highly enough. The claims process is not difficult or stressful in any way, even for the large surgical claim we just made. The app allows you to do it all on your smart phone. Healthy Paws has truly been a lifesaver for us.

I am so happy we got Healthy Paws for our dog. I never would have thought he would tear his ACL before the age of two. He needed a major surgery that ended up costing almost $6,000. Luckily we had signed him up for Healthy Paws when we got him as a puppy and they covered 80% of the costs. This whole experience has been very stressful but Healthy Paws pay for the majority of the costs has taken a huge weight off of our shoulders.

Best insurance out there, they paid back promptly, don’t need to fill out any insurance claims, just submit a bill through their app, super fast, claims usually processed in 1 or 2 days, when my dog had an emergency they agreed to pay upfront also. Best experience. Very professional and truly care about your dog.