Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sandy Jones

Healthy Paws - What a blessing!!

I want to express my sincere gratitude to Healthy Paws Pet Insurance! I have carried this insurance since 2011, hoping I would never need it! However, my Keeshond, Riley, has recently been through cruciate ligament tears in both his back knees. His problems required several surgeries and I was distraught at seeing him in such pain. It's enough to have to deal with a loving pet experiencing pain and unhappiness, but medical expenses on top of that is extremely stressful and overwhelming! Healthy Paws was there for me, not only with relief from expenses, but email support and caring! Thanks to Healthy Paws, Riley is slowly getting back to his "puppy" personality - no running and jumping, but snuggling and sitting by me instead of by himself in a corner. Thank you to all the staff! Sandy Jones
5

out of 5

POSTED: | BY: Jen

Healthy Paws- Two Paws Up!

Healthy Paws has proved to me why they are rated the #1 pet insurance! I have a 9 year old lab/pit mix that faced a gnarly gastro infection which ended up being diagnosed as pancreatitis. It was a really emotionally exhausting week and a half of him spending every day at the vet. Healthy Paws made worrying about the blow to my bank account the last thing on my mind allowing me to focus on the care Mister needed to get him back on his feet. When all was said and done Misters bills were over $3,000 and thanks to Healthy Paws I only had to cove 20% of that. They were not only quick to process, approve and reimburse the claims but even reached out via email to check in on him. There's no other insurance company i'd recommend.
5

out of 5

POSTED: | BY: Ian

AMAZING!

Unbelievably good service! My dog has had a rough year after being hit by a car and then (unrelated) tearing her ACL. Both required surgery. HealthyPaws immediately reimbursed me for all medical treatment with no questions asked. They then followed up with a personal email to ask how the dog was doing after both surgeries. I wish human health insurance was this good!!
5

out of 5

POSTED: | BY: Chris Snyder

Best pet insurance company

This company went above and beyond my expectations when it came to caring for my little dog. He needed an expensive surgery on his back and they called the vet and authorized everything he needed to get him on the road to recovery. I can’t say enough good things about Healthy Paws when it comes to getting you the care your pet needs.
5

out of 5

POSTED: | BY: Nancy Lawhorn

Best insurance coverage

We have been with Healthy Paws for 7 years now. We have 2 little Min Pins. This insurance is absolutely wonderful coverage. One of our Pins began having high liver enzymes and mystery pain. I took her to several different Veterinarians over the past 4 years including several emergency room visits. I finally got a diagnosis of what her problem actually is. She has pancreatitis. Healthy Paws has covered her through all of her treatments along the way. I highly recommend Healthy Paws. Each of my claims has been paid more than timely. My dogs will stay with this coverage forever.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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