Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,006

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Gene

rip off!

I do not recommend this company. I looked at my auto pay and my policy went from $39 to $50 without any notice. I have been with this company less then a year and they increased my premium 30%. Haven't even made one claim. I called customer service and spoke to Jamie. She advised me that an email was sent 60 days ago to inform me if the increase but never opened.. That's because It was not received . I never delete emails and checked my spam box and NADA!!! I will be searching for a new company and filing a complaint with the BBB!!
5

out of 5

POSTED: | BY: MJ

Amazing service and coverage!

I was unsure about purchasing insurance for my dogs, but I am so glad I did. My dog suffered 2 torn ACLs within 6 months. Healthy Paws covered the TPLO surgery and 12 weeks of rehab going above and beyond my expectations. I received a follow up call and email from HP checking in on my dog after surgery - AMAZING!
5

out of 5

POSTED: | BY: Kristy

Not just pet insurance - divorce insurance also

My 8 year old girl, Niki, recently needed TPLO surgery for a ruptured CCL. My fear before Healthy Paws was something like this would happen and I would be all for the surgery, while my husband was telling me it was too expensive. With Healthy Paws this was never a conversation, we only had to make a decision on what type of surgery she would have, not whether we could afford the surgery. Many fights were avoided and my Niki is on her way to recovery. Healthy Paws processed my claim quickly and cleanly and even sent inquiries on Niki's progress, making me feel like they really care about my dog and my family. I highly recommend this company!
5

out of 5

POSTED: | BY: Julie

Great pet insurance!

I have tried a few pet insurance companies but love Healthy Paws. They have great customer service, fast claim processing, great prices, and coverage.
5

out of 5

POSTED: | BY: Kathaleen

AWESOME insurance

Having had Newfoundland dogs since 1999, we finally learned out lesson regarding health insurance for them. Barkley, our smaller, 150lb female, cost 16,000.00 over a 2 week period in 2010. We lost her. We have since had 2 more Newfoundlands; 1 a rescue with multiple issues, and 1 who has just had his 2nd surgery. Healthy Paws has been with us through both of these glorious goofballs. The female died just last year and so I am left with my boy, Reggie, who just had TPLO surgery this month and in 2016 had 2 discs in his neck repaired. HP was and still is, the BEST!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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