Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sheena

Very reliable and easy process!

I would strongly recommend Healthy Paws Insurance to any pet owner. With a large dog who has lots of energy, you never know what kind of injuries could occur. Sure enough, he pulled a tendon that required a $5k surgery. My plan covers 80% and Healthy Paws left me in a much better mental state knowing I wouldn't have an additional financial burden on top of taking care of my pup. We did the process completely online and had a flawless exchange of information. Thank you!!
5

out of 5

POSTED: | BY: Todd Isis

Healthy paws is Awesome!

Healthy paws is a great company! Top notch customer service, fast reimbursements, easy claims and a great mission! There smart phone app is very user friendly and makes filing claims a breeze. I will be keeping all my pets insured with healthy paws for now and into the future!
5

out of 5

POSTED: | BY: Holli Smith

Hugo had the same 2 surgeries in 2 months! Healthy Paws took care of nearly all the costs!

I only wish humans could have as good of coverage that Healthy Paws insurance gives! Hugo our terrier,-doxie mix has always obsessively sniffed around low to the ground like a vacuum. At 2 years old he is getting smarter about how to get the right things to satisfy his chewing. We are just getting smarter too but only after learning the hard lesson of having Hugo admitted for 2 small intestine surgeries in 2 1/2 months! I kid you not! 2 surgery’s- 2 months! First was his desperation to dig out the squeaker of a plush toy (some have 2-3 in their design and without looking for one second he swallowed one. A week later he was projectile vomiting every 5 minutes. With his most worried face we drove him at 4am to the 24 hr. emergency room at Blue Pearl in Brooklyn. We found out he needed to have an incision going from chest plate to pelvis splitting him wide open to remove the obstruction from his small intestine followed by a segment of his large intestine being removed due to bruising and precautionary in case of an opening later that could cause sepsis. In the end this surgery cost us $8000. Within a month we were paid back our claim to Healthy Paws almost $7000! I couldn’t believe it. Hugo was on the mend and everything was back to normal and 2 and a half months later he swallowed a piece of an attatchment to my suitcase! This surgery was THE SAME ALL OVER AGAIN! Same incision same everything! Minus the large intestine removal. This cost us $6500 and Healthy Paws didn’t need anything extra from us information wise since they were familiar with his last emergency. Healthy Paws SAVED our dog. They called us to check on Hugo’s progress and repaid almost the whole amount. Their sympathetic and sensitive voices showed such concern. It was a very comforting experience during a traumatic moment in our lives as parents. THANK YOU HEALTHY PAWS! Getting pet insurance is THE SMARTEST decision and you will be so happy have Happy Paws as your provider. Thanks, Hugo’s parents. The Smith-Schorr family.
5

out of 5

POSTED: | BY: Sofia

Best insurance!!

Great insurance!!! Very fast reimbursement and very friendly customer service. When my dog needed surgery they paid the clinic directly which is so awesome. We will stay with them for a long time.
5

out of 5

POSTED: | BY: Paula Duncan

Sophie had her gall bladder removed at 19 weeks old....

This insurance has bee a blessing! We took out insurance immediately when we purchased two Shih Tzu puppies. The rates were reasonable because they cover the "worst case" scenarios : illness and accident and prescription meds. We have to pay for all exam fees, and they can add up. But once again, it keeps the premiums reasonable. Our puppy Sophie had to have her gall bladder removed at 19 weeks old due to multiple gall stones. Crazy? Right? Healthy Paws was easy to file and quick to pay! Every one who has a pet should have this insurance!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review